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SELLER IS OFFERING A 1% LENDER CREDIT WHEN USING THE SELLER'S PREFERRED LENDER! Experience low-maintenance living in the desirable gated Bay Ridge community, located just across the street from Bay Hill Club & Lodge, where you can even take your golf cart to the club. Conveniently situated just minutes from Restaurant Row, Dr. Phillips, and everything the Bay Hill area has to offer, this beautifully updated home combines convenience, functionality, and high-end upgrades in one of Orlando’s most sought-after locations. Inside, you’ll find modern finishes and fixtures throughout, with no major projects or updates needed. The home was repiped in 2019, the HVAC was replaced in 2023, the water heater was replaced in 2025, and the home also comes with approximately five years remaining on a transferable home warranty that covers virtually everything, offering incredible peace of mind for the next owner. One of the standout features of the home is the flexible floor plan, offering a primary suite upstairs and an additional primary suite downstairs—ideal for guests, multigenerational living, or long-term flexibility. Step outside to enjoy a screened-in patio and private yard space, perfect for relaxing, entertaining, or enjoying Florida living without the high maintenance. The HOA handles lawn maintenance, making everyday living easy, and the location within the community is hard to beat, with the community pool directly in front of the home and additional guest parking nearby. Whether you’re looking for a full-time residence or a lock-and-leave lifestyle close to golf, dining, and Orlando’s best amenities, this home offers the perfect blend of comfort, convenience, and location. Don’t miss your opportunity to own in one of Orlando’s most sought-after communities. Schedule your private showing today!
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$699,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,999 | $559,999 | $559,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $695 | $695 | $695 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,357 | $3,494 | $4,650 |
| Total Monthly Payment | $4,144 | $4,281 | $5,437 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.