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Presented by
Susan Florby |
55 Morningside Drive, North Kingstown, RI, 02852 | $749,900
Welcome to Reynolds Farm, one of North Kingstown's most sought-after neighborhoods. This like-new 2 bed, 2 bath single-level home offers easy living with a warm, comfortable feel that instantly feels like home. Thoughtfully designed with an open floor plan, cathedral ceilings, and abundant natural light, the layout is both spacious and inviting perfect for everyday living or entertaining family and friends. At the heart of the home is a beautiful double-sided fireplace that adds warmth and character to both living spaces, while the four-season sunroom provides the perfect spot to relax with your morning coffee or unwind at the end of the day year-round. The one-level design makes this home ideal for downsizers looking for convenience without compromise, while still offering the space and flexibility a family can enjoy. Well cared for and move-in ready, this home combines comfort, style, and low-maintenance living in a peaceful neighborhood setting close to beaches, shopping, dining, and everything North Kingstown has to offer.
Features
- Amenities: Golf,Highway Access,Marina,Near Schools,Public Transportation,Restaurant,Shopping,Sidewalks
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Style: Ranch
- Year Built: 2016
- Garage: 2-car Attached,Garage
- Heating: Forced Air,Gas
- Cooling: Central Air
- Basement: Full,Interior Entry,Unfinished
- Approx Sq. Feet: 1,783
- Acreage: 0.15
- Est. Taxes: $6,042
- Appliances: Gas Water Heater,Water Heater
- MLS#: 1413131
- Website: https://www.raveis.com
/prop/1413131/55morningsidedrive_northkingstown_ri?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Susan FlorbySales Associate
203.550.0626
Susan.Florby@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 130058
203.952.8600
Joseph.Mollica@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
55 Morningside Drive, North Kingstown, RI, 02852
$749,900
Susan Florby
Sales Associate
William Raveis Real Estate
Phone: 203.550.0626
Susan.Florby@raveis.com
Joseph Mollica
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,920 | $599,920 | $599,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $504 | $504 | $504 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,593 | $3,743 | $4,942 |
| Total Monthly Payment | $4,189 | $4,339 | $5,538 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB