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Welcome to 3134 Gallberry Street in the highly sought-after Richfield Plantation section of Carolina Bay! This beautifully maintained ranch-style home with a bonus loft offers the highly desirable convenience of main-level living paired with flexible upstairs space perfect for a guest retreat, media room, playroom, or home office. Featuring 3 bedrooms, 2 bathrooms, approximately 1, 922 square feet, and a brand-new roof installed in 2026, this thoughtfully designed home combines comfort, functionality, and Lowcountry lifestyle appeal. The open-concept floorplan features spacious living areas filled with natural light, soaring vaulted ceilings, hardwood flooring throughout the main living spaces, and seamless flow between the great room, dining area, and kitchen-- ideal for both everyday living and entertaining. The kitchen offers rich cabinetry, granite countertops, stainless steel appliances, a stylish tile backsplash, and a large center island with bar seating. Privately tucked away, the spacious primary suite features vaulted ceilings, abundant natural light, a large walk-in closet, and an ensuite bath with dual vanities. Generously sized secondary bedrooms provide flexibility for guests, family, or work-from-home needs, while the oversized upstairs loft adds exceptional bonus space for today's evolving lifestyle. Step outside to enjoy one of the home's standout features -- a screened porch with tiled flooring and ceiling fan overlooking the expansive fully fenced backyard with mature landscaping, shade trees, and plenty of room to relax, entertain, garden, or play. Located in desirable Carolina Bay, residents enjoy resort-style amenities including a community pool, clubhouse, playgrounds, walking trails, and beautifully maintained green spaces -- all conveniently located near shopping, dining, downtown Charleston, area beaches, and major commuter routes. This move-in-ready home offers the perfect combination of ranch-style living, flexible bonus space, outdoor enjoyment, and exceptional community amenities in one of West Ashley's most popular neighborhoods.
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Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $412,000 | $412,000 | $412,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,468 | $2,601 | $3,394 |
| Total Monthly Payment | $2,560 | $2,693 | $3,486 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.