|
Presented by
The Ken Banks Team |
470 Rock Ridge Road, Fairfield (Rock Ridge), CT, 06824 | $1,199,000
Situated on a gorgeous level acre in the Lake Hills area of Fairfield, this expansive split-level home has it all. Meticulously cared for and updated over the years, it features a renovated kitchen with white cabinetry, quartz countertops, stainless steel appliances, and a tiled floor. The expansive main-level living room sits at the center of the home and showcases a wall-to-wall granite fireplace. Sliding windows open to the sunroom, which doubles as a family room with easy access to the bluestone patio-making indoor-outdoor entertaining seamless. A versatile office space with vaulted ceilings and a half bath adds flexibility. All three comfortably sized bedrooms feature hardwood floors, great closet space, and ceiling fans. The primary suite includes an updated full bath with a modern floating vanity, tile floor, and oversized shower with chrome fixtures and full glass door. The walk-out lower level offers endless possibilities-informal family room, media room, play area, gym, or whatever you imagine. The private outdoor space boasts mature landscaping, a bluestone patio, fire pit, outdoor shower, and a huge shed. With deeded lake rights, owners enjoy access to 5 beaches, a baseball field, nature preserves, 5 docks, and dog-friendly hiking trails.
Features
- Town: Fairfield
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Lower Level
- Style: Split Level
- Year Built: 1958
- Garage: 2-car Attached Garage
- Heating: Hot Water
- Cooling: Ceiling Fans,Central Air
- Basement: Crawl Space,Partial,Storage,Partial With Walk-Out
- Above Grade Approx. Sq. Feet: 2,096
- Below Grade Approx. Sq. Feet: 702
- Acreage: 1.02
- Est. Taxes: $11,439
- HOA Fee: $575 Annually
- Lot Desc: Level Lot
- Elem. School: Jennings
- Middle School: Fairfield Woods
- High School: Fairfield Warde
- Appliances: Electric Cooktop,Wall Oven,Range Hood,Refrigerator,Dishwasher,Washer,Dryer,Wine Chiller
- MLS#: 24177963
- Website: https://www.raveis.com
/raveis/24177963/470rockridgeroad_fairfield_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | 10.5 x 13.3 | Upper |
| Bedroom 2 | Ceiling Fan,Hardwood Floor | 9.8 x 11.7 | Upper |
| Eat-In Kitchen | Breakfast Bar,Breakfast Nook,Quartz Counters,Dining Area,Hardwood Floor,Tile Floor | 12.2 x 27.9 | Main |
| Family Room | Book Shelves,Built-Ins,Wall/Wall Carpet | 23.5 x 25.7 | Lower |
| Living Room | Fireplace,Hardwood Floor | 13.3 x 26.1 | Main |
| Office | Bay/Bow Window,Vaulted Ceiling,Ceiling Fan,Half Bath,Vinyl Floor | 14.5 x 21.6 | Main |
| Primary Bedroom | Ceiling Fan,Full Bath,Hardwood Floor | 12.1 x 14.5 | Upper |
| Sun Room | Ceiling Fan,Wall/Wall Carpet | 15.7 x 19.8 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The Ken Banks TeamSales Associates
203.767.7157
TheKenBanksTeam@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 12303
203.913.1633
Jorge.Rivera@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeInsurance Sales Director, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
470 Rock Ridge Road, Fairfield (Rock Ridge), CT, 06824
$1,199,000
The Ken Banks Team
Sales Associates
William Raveis Real Estate
Phone: 203.767.7157
TheKenBanksTeam@raveis.com
Jorge L Rivera
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $959,200 | $959,200 | $959,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $953 | $953 | $953 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,371 | $5,828 | $8,030 |
| Total Monthly Payment | $6,449 | $6,906 | $9,108 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524