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Discover vibrant Florida living in this popular 2-bedroom, 2-bath Montclair model, ideally situated in the Hillside neighborhood of the gated 55+ Oak Run golf course community. This versatile open-concept home welcomes you with a striking entryway featuring a glass-inset storm door, transom window, and sidelight that fill the space with natural light. Inside, the spacious living and dining areas offer low-maintenance tile flooring, high ceilings, and a bright, comfortable atmosphere that suits both everyday living and casual entertaining. Glass sliders extend the living space outdoors, opening to a screened lanai with tile flooring and a backyard patio, perfect for morning coffee or relaxed afternoons with friends. The cheerful, well-maintained kitchen provides a bright and inviting setting with crisp white cabinetry, neutral countertops, soft ambient lighting, and a stainless-steel sink overlooking the cozy dining nook. Large windows with vertical blinds create an airy feel, while the functional layout includes a built-in dishwasher, ample counter space, and easy access to daily essentials. French doors lead to the owner’s suite, a restful retreat featuring a generous walk-in closet and an en suite bath with a tile-lined step-in shower and a convenient linen closet for added storage. Additional highlights include a newer roof (2018), an inside laundry room, and a two-car garage offering plenty of storage options. The Oak Run community offers a wealth of amenities, including an 18-hole golf course, 2 fitness centers, tennis and pickleball courts, multiple pools, and a variety of clubs. Whether you prefer casual or fine dining, this community has it all. Additionally, its central location provides easy access to shopping, medical facilities, public parks, and more. Come see this home today as it’s ready to welcome you to your new, relaxed Florida lifestyle!
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Our Executive Mortgage Banker:
Our Insurance Division:
$227,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $181,600 | $181,600 | $181,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $111 | $111 | $111 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,089 | $1,133 | $1,508 |
| Total Monthly Payment | $1,275 | $1,319 | $1,694 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.