53 Cove Road, South Salem, NY, 10590 | $6,500

Enjoy Waccabuc Lake just in time for summer! Escape to an exceptional year-round retreat in this beautifully renovated 2-bedroom cottage, where timeless charm meets modern comfort in one of Westchester’s most desirable lake communities on Lake Waccabuc. Thoughtfully redesigned this enchanting home offers the perfect balance of relaxation, recreation, and refined country living. At the heart of the home a warm and welcoming fireplace creates an atmosphere of comfort and sophistication — ideal for cozy winter evenings after exploring all that Westchester has to offer. During the warmer months, enjoy the true highlight of this remarkable property: exclusive lake access from your backyard. Spend your summers kayaking, swimming, paddle boarding, fishing, or simply unwinding by the water while taking in the peaceful natural surroundings. Outside while small it is cozy with privacy. Perfect as a weekend getaway or a year round residence - this charming cottage offers the rare opportunity to enjoy every season to its fullest — vibrant summers on the lake, colorful autumn scenery, and cozy winters beside the fire. Conveniently located near local shops, dining, hiking trails, and all the beauty and culture of Westchester County, this home is a true hidden gem that combines lifestyle, comfort, and character in one unforgettable setting.

Features

  • Type: Single Family
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Style: Cottage
  • Year Built: 2015
  • Heating: Electric
  • Cooling: Central Air
  • Basement: Bilco Door(s), Partially Finished, Storage Space
  • Approx Sq. Feet: 1,101
  • Acreage: 0.12
  • Water Front: Yes
  • Elem. School: Increase Miller Elementary School
  • Middle School: John Jay Middle School
  • High School: John Jay High School
  • School District: Katonah-Lewisboro
  • Pet Policy: Call
  • Appliances: Cooktop, Dishwasher, Dryer, Electric Oven, Freezer, Refrigerator, Washer
  • Lease Term Type: 12 Months
  • MLS#: 1002780
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/1002780/53coveroad_southsalem_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Giner Real Estate Inc.   Phone: 914-263-0345

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

53 Cove Road, South Salem, NY, 10590

$6,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $5,200 $5,200 $5,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.628% 5.933%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $32 $33 $43
Total Monthly Payment $107 $108 $118

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.