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Experience the perfect blend of mid-century character and modern comfort in this beautifully restored 1940s custom Ranch. Nestled on a quiet, in-town street , this 3-bedroom, 2-bathroom home features striking architectural details like tray ceilings and original brass hardware. The main level offers a bright layout with a master bedroom w bathroom , an inviting living room anchored by a classic fireplace , a formal dining room , and a fully equipped kitchen featuring a refrigerator, stove, and dishwasher. You can also enjoy year-round peace of mind with a newer roof, central air conditioning, and an updated, energy-efficient natural gas furnace. What truly sets this home apart is its exceptional indoor and outdoor spaces. The lower level features an enormous, fully finished recreation room, providing endless possibilities for a home theater, gym, or playroom. Step outside to relax on your huge, private three-season porch or enjoy the outdoors on a secluded back deck overlooking a lovely 0. 19-acre lot. Complete with an attached garage , and an in-unit washer and dryer , this home sits in an ideal neighborhood served by Tracy Elementary, West Rocks Middle, and Norwalk High School. Applicant Requirements 1. 650 credit score minimum- Combined applicants must gross 3X the rent, unless on subsidy 2. No recent collections (opened or closed) recorded on credit report within last 2 years 3. No felony conviction records related to violence against persons and/or property within last 7 years 4. No convictions recorded for the Manufacturing, Delivery, Sale of Illegal Drugs, or Possession with intent to Deliver within the last 7 years 5. No evictions, bankruptcies, or foreclosures within the last 5 years 6. Must physically view the property prior to having the application process 1-month security deposit with credit score above 700, 1. 5 months security deposit for credit scores between 661-699, and 2 months for credit scores below 661. If applying as more than one individual, the credit score for security deposit will be based on the average credit score for the entire group.
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Main |
| Dining Room | Main |
| Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $4,040 | $4,040 | $4,040 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $24 | $25 | $34 |
| Total Monthly Payment | $99 | $100 | $109 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.