123 RIO PINAR DRIVE, Ormond Beach, FL, 32174 | $695,827

AMAZING POOL HOME IN ORMOND BEACH!! This gorgeous 4-bedroom, 3-bath home has tons of upgrades and charm! Pamper yourself in this Chef's Kitchen with Granite, Stainless & Upgraded Cabinetry. Spacious, Upscale Master Suite with Gorgeous Granite & King-sized Closet. All 3 bathrooms are beautifully designed & lit! Plantation Blinds and Shutters, Wood burning fireplace, Sunken Living Room and over-sized base boards add to the ambience. Enjoy your Veranda Time! This special gathering space leads to a shapely Heated and Screened Pool, Pavered Picnic Area and Inviting Gazebo. Veranda has remote roll-down shutters, triple sliders and captivates the beauty of this home! If that's not enough, there's an Oversized-Garage of 756 sq ft, whole house generator that stays and can run up to 10-days (owned 500 gal in-ground tank), New Roof 2022, 2 new a/c systems 2023, 2 water heaters, 2 Pull-Downs for Attic Storage and Central Vac!! Come be Totally Awed by this Amazing Home with Distinctive Taste!

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 110 x 140
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Style: Traditional
  • Year Built: 1985
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,747
  • Acreage: 0.35
  • Lot Size: 110 x 140
  • Est. Taxes: $8,749
  • Pool: Heated, In Ground, Other
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: V4949287
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/V4949287/123riopinardrive_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/27/2026 4:09:33 AM)
Listing courtesy of ADAMS, CAMERON & CO., REALTORS   Phone: 386-673-2100

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

123 RIO PINAR DRIVE, Ormond Beach, FL, 32174

$695,827

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $556,662 $556,662 $556,662
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.628% 5.933%
Monthly Tax Payment $729 $729 $729
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,382 $3,515 $4,623
Total Monthly Payment $4,203 $4,336 $5,444

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.