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Escape to peaceful waterfront living on beautiful Hartland Pond, where stunning views, tranquil surroundings, and unforgettable memories await! This remodeled cottage is offered fully furnished and move-in ready, located within a private community designed for relaxed year-round enjoyment. The great room is the heart of the home, featuring soaring knotty pine cathedral ceilings, exposed wood beams, rich wood flooring, a striking fieldstone fireplace, and breathtaking water views that create the perfect gathering space after a day on the water. Just outside, the covered screened porch offers a serene setting to unwind. The kitchen features knotty pine cabinets and a cozy dining area. With 4 bedrooms plus additional nook, there is plenty of room for everyone. Custom details can be found throughout, including rustic log railings, antique door latches, exposed beams, and a whole-house Generac generator. Practically rebuilt in 2013, the home was thoughtfully updated with modern amenities while preserving its authentic charm. Recent improvements include insulation throughout, split systems for heating/cooling, new septic 2017, roof 2020. The clean, motor-free pond is ideal for swimming, canoeing, kayaking and paddle boating, offering a peaceful waterfront lifestyle free from heavy boat traffic. Community amenities include tennis courts, beach access and gardening area. Hartland Pond Corp requires a $15, 000 member fee and $900/qtr fee. Private property, buyer must access with Realto Well is shared with 6 neighbors. $45/year for seasonal residents and $90/year for year round residents. There is a $15, 000 Mandatory Buy in to join the community. Only family rentals are allowed. Association has 1st right of refusal and must approve the new buyer. All furniture, decor and personal property included with the exception of anything in the bedroom drawers and closets. Golf cart not included but is for sale.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 11.4 x 8.6 | Main |
| Bedroom 2 | Hardwood Floor | 10.1 x 9.3 | Upper |
| Bedroom 3 | Hardwood Floor | 12.8 x 9.9 | Upper |
| Great Room | Cathedral Ceiling,Balcony/Deck,Beams,Book Shelves,Fireplace,Hardwood Floor | 18.1 x 17.5 | Main |
| Kitchen | Remodeled,Built-Ins,Country,Eating Space,Hardwood Floor | 18.2 x 19.5 | Main |
| Other | Hardwood Floor | 6.0 x 16.8 | Upper |
| Primary Bedroom | Hardwood Floor | 11.4 x 10.8 | Main |
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NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $627 | $627 | $627 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,395 | $2,495 | $3,294 |
| Total Monthly Payment | $3,097 | $3,197 | $3,996 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.