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26 Ballard Road, Mongaup Valley, NY, 12762 | $289,000
Charming Smallwood cabin offering lake rights and rare extra land—three additional lots included for a total of . 85 acres. Tucked away on a quiet dead-end road, this semi private property blends original character with thoughtful updates and modern comfort. A privacy fence encloses the backyard, where a screened-in deck overlooks the peaceful, wooded setting—perfect for morning coffee, summer evenings outdoors around the firepit. Inside, you’ll find hardwood floors throughout, a classic brick fireplace, and many original details that give the home its warm, timeless feel. In 2018, a substantial addition created two extra bedrooms and an additional full bath, expanding the layout while maintaining the cabin’s charm. All bathrooms have been tastefully updated, offering a fresh, move-in-ready interior. Located in the desirable Smallwood community, residents enjoy lake rights, a beautiful non-motorboat lake, beach area, playground, and dog park—a true Catskills lifestyle package, for a small annual fee. Just minutes to Bethel Woods Center for the Arts, lakeside dining in Kauneonga Lake, the weekly farmers market, hiking, breweries, and all the best Sullivan County amenities. A serene and peaceful retreat with space, character, and an unbeatable location.
Features
- Amenities: Basketball Court, Dog Park, Playground, Tennis Court(s)
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Style: Cabin
- Year Built: 1940
- Heating: Hot Air
- Cooling: None
- Basement: Walk-Out Access
- Approx Sq. Feet: 868
- Acreage: 0.85
- Est. Taxes: $3,178
- HOA Fee: $450 Annually
- Lot Desc: Cleared, Level, See Remarks
- Elem. School: George L Cooke School
- Middle School: Robert J Kaiser Middle School
- High School: Monticello High School
- School District: Monticello
- Appliances: Cooktop, Dishwasher, Dryer, Refrigerator, Washer
- MLS#: 1004410
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/1004410/26ballardroad_mongaupvalley_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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26 Ballard Road, Mongaup Valley, NY, 12762
$289,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $231,200 | $231,200 | $231,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $265 | $265 | $265 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,405 | $1,460 | $1,920 |
| Total Monthly Payment | $1,745 | $1,800 | $2,260 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535