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Bronx (North Riverdale), NY, 10471 | $799,000
Own a single family home for less than the price of a co-op or condo at 6217 Spencer Terrace in North Riverdale. Treetop views, abundant natural light, and BIG VALUE inside and out in this 20' wide, semi-attached brick townhouse. Step in to a proper entry foyer and a sunny, spacious and quiet living room overlooking the landscape of Van Cortlandt Park to the East. The centerpiece of the home is the beautifully renovated kitchen, with stainless steel appliances, tasteful herringbone tile backsplash, custom cabinetry and countertops, open to the dining room with dual north and west exposure. Enough space to host the holidays this season! Upstairs, 3 bedrooms with generous proportions and ample closet space, and full bath. Downstairs, a high utility rec room, full size laundry room, and direct access to the garage and driveway for easy getting in and out. Outside, you'll forget you're in New York City. An inviting front porch, and in the backyard, a superb deck with gorgeous sunset views overlooking your private yard. Newly updated heating systems, recently maintained roof, and fully turn-key. There's a lot to like here!
North Riverdale location, steps from Van Cortlandt Park, MTA Bus and Metro North, and the vibrant local shops, cafes and restaurants. If you are not familiar with this area and home hunting in NYC, it's worth your attention! Make your appointment today.
TOTAL SF 1980
BEDROOMS 3
BATHROOMS 1. 5
LOT SIZE 25 ' x 107
BLDG SIZE 20' x 36'
Features
- Town: Bronx
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Units: 1
- Laundry: Building Other,Washer Hookup,In Unit
- Style: Walk-Up
- Year Built: 1960
- Basement: Other
- Approx Sq. Feet: 1,980
- View: City,Park/Greenbelt
- Pet Policy: Building Yes,No
- Appliances: Dishwasher,Washer Dryer Allowed
- MLS#: RLS20093225
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/RLS20093225/6217spencerterrace_bronx_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Corcoran Group Phone: (212) 355-3550
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Bronx (North Riverdale), NY, 10471
$799,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,884 | $4,036 | $5,308 |
| Total Monthly Payment | $3,976 | $4,128 | $5,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535