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Perfectly located just north of the heart of Beverly, and a short jaunt to Dane street beach, you can be all the places that matter in a matter of minutes. Welcome to the Diving Belle- once occupied by a deep sea diver, this pretty little home is easy to live in. Open kitchen and dining room for connected gatherings. Extend on to the front deck in good weather- or have your morning coffee with the backdrop of ivy. A half bath and laundry area on the first floor make laundry a breeze. The cozy living room opens on to the back deck, or gather around the woodstove when it gets cold. Upstairs is the primary bathroom with calming colors- and a primary bedroom that looks out over the yard. The second bedroom can double as a study or nursery, and the murphy bed folds down for guests. Outside there are many spaces- the front deck, the back deck, the side patio, and the yard and garden. Come and see the Yankee practicality and ease of living in this charming home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$629,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $503,200 | $503,200 | $503,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $567 | $567 | $567 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,058 | $3,177 | $4,179 |
| Total Monthly Payment | $3,717 | $3,836 | $4,838 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.