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Bright and Spacious 2-Bed, 2-Bath WITH PARKING in the Heart of Riverdale! This inviting home has abundant natural light, a thoughtfully designed layout and comfortable open living space, perfect for everyday life, as well as entertaining. Enter into a large Living Room / Dining Room with refinished long slats of hardwood floors and oversized windows. Enjoy your own private terrace off the living area, ideal for morning coffee, relaxing evenings or taking in the open air and scenic surroundings. The windowed galley kitchen is expandable which offers light and storage space. Primary Bedroom and Second Bedroom are both beautifully sized, with two full baths and an abundance of closet space. The Living room is large enough to accommodate a dining area with Dining "L" which allows for a home office space as well. The apartment also includes the convenience of a dedicated parking space, a true luxury in Riverdale! Located in a well maintained building with Live-in Super, on site laundry, bike room and private storage units and a playground. The location is a commuter's dream, with Metro North, the #1 Train, Metro Link , Local and Express Buses to Manhattan are all accessible. Enjoy close proximity to parks, schools, houses of worship, coffee shops, restaurants and more. Sorry, no dogs allowed. This home combines comfort, convenience and a wonderful opportunity to make this special apartment your own!!
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Our Executive Mortgage Banker:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,871 | $1,945 | $2,558 |
| Total Monthly Payment | $1,946 | $2,020 | $2,633 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.