20 Saltaire Avenue, Narragansett, RI, 02882 | $895,000

Welcome to 20 Saltaire Avenue, a sun-filled coastal retreat perched atop the desirable Sand Hill Cove neighborhood in Narragansett, RI. This charming Colonial offers bright, open living on a generous lot, thoughtfully positioned to capture tranquil sea breezes and picturesque second floor views. Step inside to a light-filled interior where an open-concept layout connects the living, dining, and kitchen areas, perfect for both effortless entertaining and quiet seaside living. The first floor also includes a full bathroom and a versatile sitting room or office, ideal as a fifth bedroom or flex space to suit your needs. Upstairs, the spacious primary suite features sliding glass doors that open to a private deck with serene water views. Three additional bedrooms and a full shared bathroom complete the second floor, offering comfortable accommodations for family and guests alike. Outdoors, the home shines with two decks, an outdoor shower, a picnic area, and plenty of space for lounging, dining, or enjoying the salt air. The large, elevated lot provides privacy, sweeping views, and a peaceful setting just a short walk to Roger Wheeler State Beach. With central air conditioning and abundant natural light throughout, this home is perfectly suited as a full-time residence or a seasonal escape. Paddleboard at sunrise, stroll the shoreline, or simply relax in the quiet luxury of your own seaside sanctuary. At 20 Saltaire Avenue, the best of the Narragansett lifestyle awaits.

Features

  • Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Pool,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Colonial
  • Year Built: 1950
  • Garage: No Garage
  • Heating: Forced Air,Propane
  • Cooling: None
  • Basement: Crawl Space
  • Approx Sq. Feet: 1,745
  • Acreage: 0.23
  • Est. Taxes: $4,482
  • View: Saltwater,Water
  • Appliances: Dryer,Dishwasher,Electric Water Heater,Oven,Range,Refrigerator,Washer
  • MLS#: 1412886
  • Website: https://www.raveis.com
    /prop/1412886/20saltaireavenue_narragansett_ri?source=qrflyer
Copyright © 2026  State-Wide MLS, Inc. All rights reserved.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by Compass Massachusetts, LLC   Phone: 401-274-1644

William Raveis Family of Services

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888.699.8876

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20 Saltaire Avenue, Narragansett, RI, 02882

$895,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $716,000 $716,000 $716,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.361% 6.183%
Monthly Tax Payment $374 $374 $374
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,065 $4,409 $6,042
Total Monthly Payment $4,531 $4,875 $6,508

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.