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Welcome to Apartment 3B at One Strivers' Row - a 1, 244 square foot two-bedroom, two-bathroom condominium in Central Harlem. Generously sized above the neighborhood median for two-bedroom condos, this home offers a rare combination of light, layout, and long-term financial efficiency.
LIVING SPACE
An open-plan layout connects the kitchen, dining, and living areas. The kitchen features walnut cabinetry, quartz countertops, a custom glass mosaic backsplash, a peninsula with prep and seating space, and built-in appliances including a dishwasher. The living area benefits from multiple windows with tree-level views.
BEDROOMS AND BATHROOMS
Both bedrooms are quietly positioned away from the main living space and well-proportioned. The primary en-suite bathroom features a deep soaking tub, a separate glass-enclosed stall shower, and a window overlooking the trees. The second full bathroom includes a glass-enclosed shower, an in-unit Bosch washer/dryer, and the same bright outlook. Both bathrooms are windowed.
FINISHES AND CLIMATE
Hardwood floors throughout. Recessed lighting. Central air conditioning. Large windows on multiple exposures.
TAX ABATEMENT AND CARRYING COSTS
This home benefits from a 25-Year 421-a Real Estate Tax Abatement. Current monthly real estate taxes are approximately $13. Combined with monthly common charges of $1, 332, total monthly carrying costs are $1, 345. The full 100 percent exemption continues through tax year 2028/29, followed by a gradual phase-out through tax year 2032/33. Full taxes commence in tax year 2033/34. A detailed year-by-year carrying cost projection is available upon request.
BUILDING
One Strivers' Row is a boutique condominium completed in 2008, featuring 14 residential units with two apartments per floor. Pets are welcome. Building amenities include a rooftop terrace with 360-degree views and a virtual doorman system. Package delivery accommodations are available in the lobby or at the unit door.
NEIGHBORHOOD
Located on historically protected Brownstone blocks in Central Harlem. Two supermarkets nearby. The B and C subway lines provide direct service to Columbus Circle in approximately 15 minutes. Nearby points of interest include Saint Nicholas Park, the Harlem YMCA, Harlem Hospital, the Schomburg Center for Research in Black Culture, and a growing collection of cafés, restaurants, and art galleries.
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
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Our Executive Mortgage Banker:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $700,000 | $700,000 | $700,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,975 | $4,253 | $5,907 |
| Total Monthly Payment | $4,067 | $4,345 | $5,999 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.