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Location, neighborhood, and single level living come together at 54 Ridgewood Circle in Epsom. Tucked back from Route 4 on a quiet cul-de-sac street, this three bedroom ranch sits on just over two acres with a large open yard, mature trees, and a private feel that is hard to find at this price point. Inside, the layout is clean and functional. The primary bedroom includes its own en-suite bath, and the two additional bedrooms share a full bath. The kitchen has been updated from its original build and flows well for everyday living. The living room is comfortable and inviting, anchored by a freestanding woodstove in the corner that adds both warmth and character on those cold New Hampshire nights. Oil forced hot air keeps things efficient throughout the seasons. Head downstairs and you will find finished space in the basement that works well as a family room, home office, or whatever extra room you need most. Outside is where this property really opens up. There is a detached garage with power, separate outbuilding storage, and an extensive raised garden area that any gardener or homesteader will appreciate. The yard is generous and usable, backed by trees for privacy. Ridgewood Circle is a well established neighborhood with easy access to Route 4 and a straight shot to Concord, the Lakes Region, and points east. Epsom Central School is just 1. 6 miles away. Come take a look.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/27/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $654 | $654 | $654 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,398 | $2,495 | $3,321 |
| Total Monthly Payment | $3,127 | $3,224 | $4,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.