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Move right into this beautifully updated Hartsdale Manor one-bedroom unit with 2 parking spots included! This top floor apartment was fully renovated in 2021 with a modern bathroom, Pergo waterproof flooring throughout, new air conditioners, custom closet systems, an updated kitchen with all new appliances, and removal of the kitchen pass-through for a full open-concept living space. The efficient layout of this unit also includes a bonus room great for an office, nursery, or extra living space for guests. Freshly painted with Benjamin Moore paint, and with newer Pella windows including a transferrable limited lifetime warranty, this apartment is truly turnkey. The complex is dog friendly, allowing up to 2 dogs (not to exceed 40lbs total), and has a freshly updated in-ground pool expected to be re-opened this June. Low Monthly Maintenance of $723. 12 (NOT including STAR). Moving into the Hartsdale Manor community provides residents with eligibility for Greenburgh recreation as well as parking at the nearby Hartsdale Metro-North train station. Conveniently located within walking distance to Central Park Avenue shops and restaurants, Bee-Line Bus, and the White Plains Metro-North train station, Hartsdale Manor has it all! 700 credit score minimum (650+ for 2nd applicant), DTI not to exceed 35%, income: 40x mortgage/monthly maintenance. Subletting is allowed after 1 year of occupancy.
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Our Executive Mortgage Banker:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $180,000 | $180,000 | $180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,094 | $1,137 | $1,495 |
| Total Monthly Payment | $1,169 | $1,212 | $1,570 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.