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Wrapped in the natural beauty of Lake Mamanasco, this architecturally charming Cape-style residence commands 270 feet of direct waterfront with dock - a rare offering in Ridgefield! Extensively renovated and expanded, it seamlessly blends modern comfort with charm and character. This is a home that feels both polished and comfortably livable. Inside, the lake follows you everywhere. Windows frame the water from nearly every room. The stone fireplace anchors a living room made for slow mornings and long weekends. The kitchen is built for serious cooking with fabulous top-tier appliances. The open family room and dining area w/fireplace is ideal for both everyday living and festive gatherings. If you work from home, the private office is the perfect retreat. . . the commute is ten steps - the view is priceless. The main-floor primary suite is a pure sanctuary w/spa bath. Upstairs adds a rec room for serious fun and a bedroom/full bath. Entertaining flows naturally from room to room to the outside where meticulously landscaped grounds showcase a stunning multi-level stone patio, cascading waterfall, expansive stone walls, and stairs leading to the lake. The bonus? A storybook 660 sqft cottage tucked on the property with its own special lake views - guest quarters, artist's studio, or simply a place to disappear. The dock invites fishing, swimming, kayaking, and casual gatherings. This is a home that wraps its arms around you like a warm embrace and makes leaving feel impossible.
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$2,649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $2,119,200 | $2,119,200 | $2,119,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $2,202 | $2,202 | $2,202 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $11,867 | $12,876 | $17,740 |
| Total Monthly Payment | $14,194 | $15,203 | $20,067 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.