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Bright & Airy Beach Retreat with Ocean Views. Just the 3rd house from the ocean, this beautifully maintained 3-bedroom, 1. 5-bath Ocean Beach home offers the perfect blend of coastal charm and modern comfort. Perched high on the secondary dune, the property provides added peace of mind along with stunning ocean views. Located on a quiet, family-friendly block away from the hustle and bustle of town, this home offers a relaxed and private beachside setting while remaining conveniently close to everything Ocean Beach has to offer. The expansive 43’ x 20’ sun-drenched deck is ideal for entertaining, dining, or simply unwinding after a day at the beach. Mature trees and a fenced yard create exceptional privacy and a tranquil outdoor atmosphere. Inside, cathedral ceilings and oversized windows fill the open-concept living space with natural light and ocean breezes. Updated kitchen, bathrooms, and laundry make the home fully turnkey and move-in ready. With the beach just steps away, enjoy the sound of the waves and the scent of the salt air from your own coastal retreat. The property also offers exciting future potential, including room to expand with a second story that could capture panoramic ocean views. Experience the best of Fire Island living. Shown by private appointment.
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Our Executive Mortgage Banker:
$1,649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,319,200 | $1,319,200 | $1,319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,096 | $1,096 | $1,096 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,387 | $8,016 | $11,043 |
| Total Monthly Payment | $8,608 | $9,237 | $12,264 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.