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Move right into this beautifully updated ranch nestled on a quiet street in the heart of Monticello. Featuring 3 bedrooms, 1. 5 bathrooms, and a bright open layout, this home offers the perfect combination of comfort, convenience, and value. The renovated kitchen with modern finishes flows seamlessly into a spacious dining area ideal for entertaining, holidays, and everyday living. Recent upgrades include a new electric panel, new hot water tank, and new sewer line, offering added peace of mind and long-term value. Enjoy a private driveway, level backyard, and low-maintenance property just minutes from shopping, parks, restaurants, Route 17/I-86, Resorts World Catskills, Kartrite Indoor Waterpark, and Bethel Woods. Whether you're searching for a full-time residence, Catskills getaway, or investment opportunity, this property offers exceptional value and flexibility. Property is currently tenant occupied with tenants paying $2, 200/month on a month-to-month lease. Affordable, move-in ready, and ideally located in one of Sullivan County’s growing areas — don’t miss this great opportunity in Monticello.
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Our Executive Mortgage Banker:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $268,000 | $268,000 | $268,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $488 | $488 | $488 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,650 | $1,692 | $2,226 |
| Total Monthly Payment | $2,213 | $2,255 | $2,789 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.