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Modern Miami Luxe Meets Waterfront Paradise! Completely remodeled with a sleek, ultra-modern "Miami Style" aesthetic, this turn-key home features premium flooring and a high-end chef’s kitchen with top-tier finishes. Situated in an outdoor lover’s dream community, you are minutes from world-class boating, fishing, and an exclusive private Gulf-front beach. Offering unbeatable value and priced remarkably affordably compared to surrounding waterfront markets, this luxury haven is the ultimate Florida lifestyle deal—act fast, because it won't last! Great writeup by Seller!! Roof: Insulated 6 yrs ago, Windows Newly installed hurricane Windows, Newly Repaired Deck, fully renovated interior Throughout the house, HVAC/AC UNIT REPLACED APPROX 4 YRS AGO. Professionally Designed by an Interior Designer. All new furniture - Fully furnished, Modern luxury home. high-end Finishes, from flooring, lighting, bathrooms, and kitchen.
This home offers a CLEAN Canvas, Bright and Airy, As Beautiful as it is - Easy to transform into your Choice of Decor and Style. The open floor plan is with abundant natural light throughout. The detailed updated kitchen is centrally located with breakfast bar, and nice size pantry! This open-concept kitchen seamlessly connects to the family & dining room, creating an ideal space for entertaining. Oh! did I mention the view overlooking the canal, adding a peaceful feel. Spacious master Bedroom retreat offers a comfortable space with a walk-in closet, an updated ensuite bathroom with a walk-in shower. . . French doors lead directly to a covered outdoor patio and pool area. 2nd and 3rd bedroom located opposite side of the house – split floor plan
Quiet location. Florida living at its best! Spend your day exploring the island beaches or just pull your boat up to a local restaurant. Gulf Harbors Civic Association always scheduling events – Community paper lists all events and mentions all various clubs that are avail to join if interested. Boating enthusiasts! 77 ft of seawall waterfront with room for a nice size sailboat or multiple boats AND deep-water Gulf Access in minutes! Two community ramps are available, a key required for access to ramps - purchase through the Gulf Harbors Civic Assoc, . The Association offers an OPTIONAL HOA membership for only $125 a year.
Optional membership: Gulf Harbors Private Beach club for only $200. 00 annually - it offers grills, bathrooms, showers, tables and benches, w/ cabanas. Great place for a cookout. Love the outdoor concerts at the beach.
Gulf Harbors Yacht club near great food & events, a new park also available nearby. - only mins away waterfront dining by boat access or car, & shopping! Historical Downtown New Port Richey offers fun places to visit. Interesting silent movie industry past! Don’t miss this old town charm. Tampa Airport about 50 mins away, the Historical Tarpon Springs Sponge docks only 15 mins away. Clearwater Beach is about 50 mins away. Seller's Flood insurance is transferable
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $640,000 | $640,000 | $640,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.628% | 5.866% |
| Monthly Tax Payment | $396 | $396 | $396 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,833 | $4,041 | $5,272 |
| Total Monthly Payment | $4,321 | $4,529 | $5,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.