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Discover an unparalleled lakeside lifestyle in this exquisite townhouse, offering a harmonious blend of comfort and natural beauty in Seneca. This two-story residence presents a captivating living experience, with thoughtful design and an abundance of desirable features throughout. The inviting facade features a welcoming individual patio and lush surroundings, complemented by durable cement siding and a shingle roof. Step inside to an open-concept living space where culinary aspirations come alive in a kitchen equipped with a smooth cooktop, dishwasher, electric range/oven, and refrigerator, all set against sleek stone counters. The living area is a sanctuary of warmth, featuring a cozy fireplace, ceiling fan, and elegant hardwood flooring, leading seamlessly to a private deck perfect for enjoying serene lake views. Each of the two bedrooms provides a tranquil retreat, featuring hardwood flooring and ceiling fans for optimal comfort. One bedroom boasts a private balcony, offering picturesque views of the water, creating an idyllic escape. With two full bathrooms and one half bath, convenience is paramount. The exterior boasts multiple decks and a balcony, ideal for entertaining or simply unwinding amidst the verdant landscape. Located within a private four-townhome community, residents benefit from exclusive private beach access, complete with a cabana, and a dedicated slip on the four-slip dock. There is no HOA fee. This community fosters a cooperative environment where homeowners share insurance costs, ground maintenance responsibilities, and collectively decide on enhancements to common areas, such as beach replenishment or parking lot resurfacing. Short-term rentals, including AirBnB, are permitted. Air conditioning installed in February 2022, New Dock installed in April 2021, Roof and Siding installed in September 2020. New asphalt parking and drive in July of 2024 amd New Septic in July of 2023.
| Type | Dimensions | Level |
|---|---|---|
| PrimaryBedroom | 12'9" X 10' 4" | Upper |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$599,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,920 | $479,920 | $479,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,916 | $3,030 | $3,985 |
| Total Monthly Payment | $3,008 | $3,122 | $4,077 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.