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202 Gerona Road, Saint Augustine, FL, 32086-0000 | $525,000
Welcome to this beautifully renovated 4-bedroom, 3-bathroom home situated on a spacious corner lot in a desirable subdivision with NO HOA. Offering approximately 1, 700 square feet, this move-in-ready property combines modern upgrades with comfortable everyday living. Featuring a flexible fourth bedroom perfect for a home office, guest room, or playroom. The split floor plan offers both privacy and functionality, complemented by updated bathrooms and a spacious primary suite designed for relaxation. Major upgrades include a NEW roof and NEW hot water heater, giving buyers added peace of mind for years to come. Step outside to enjoy the large backyard complete with an outdoor kitchen, perfect for hosting gatherings and enjoying Florida living year-round. A detached storage shed adds even more versatility for tools, hobbies, or additional storage needs. Located along the beautiful Intracoastal Waterway, St. Augustine South offers a relaxed coastal lifestyle with the freedom that many buyers are searching for. With no HOA it allows homeowners more flexibility for boats, RVs, trailers, work vehicles etc. The community is surrounded by scenic walking and biking trails, waterfront parks, and natural Florida beauty, making it ideal for outdoor enthusiasts. Residents enjoy easy access to the Intracoastal for boating, kayaking, fishing, and paddleboarding, along with nearby public boat ramps and waterfront recreation areas. Located in close proximity to downtown historic St. Augustine create the perfect balance of quiet neighborhood living and convenient access to dining, shopping, beaches, and local attractions.
Features
- Bedrooms: 4
- Baths: 2 full / 1 half
- Lot Size: 99.5 x 97.46
- Style: Single Family Home
- Year Built: 1986
- Heating: Central,Electric
- Cooling: Central,Electric
- Approx Sq. Feet: 1,700
- Lot Size: 99.5 x 97.46
- Est. Taxes: $3,948
- Lot Desc: Suburban, Corner,Paved
- MLS#: 262525
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/262525/202geronaroad_saintaugustine_fl?source=qrflyer
Listing courtesy of The Ruggeri Group Real Estate
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
202 Gerona Road, Saint Augustine, FL, 32086-0000
$525,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $329 | $329 | $329 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,552 | $2,652 | $3,488 |
| Total Monthly Payment | $2,973 | $3,073 | $3,909 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388