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Beautifully maintained 2-bedroom, 2-bath Ridge Dale model with den located in the desirable 55+ gated community of High Vista at Ridgewood Lakes. This light and bright home features soaring 12-foot ceilings in the main living area, hardwood kitchen cabinetry, and a spacious primary suite with walk-in closet, garden tub, and separate shower.
Enjoy Florida living year-round from the oversized screened lanai with tile flooring and separate covered patio area. Mature tropical landscaping and palms provide added privacy.
Additional features include an expanded paver driveway and walkway, insulated garage door with Genie Pro opener, built-in garage storage and shelving, and pull-down attic access. Roof replaced in 2023, water heater 2023. Recent Four Point Inspection Report available. Home is being sold AS-IS. Furnishings available separately outside of contract.
HOA includes Spectrum basic cable service with two cable boxes, lawn maintenance, and access to the resident-owned clubhouse and amenities.
High Vista residents enjoy a heated pool and spa, fitness center, library, pub, tennis, pickleball, shuffleboard, bocce ball, walking and biking trails, and numerous community activities. Adjacent to the Ridgewood Lakes Golf & Country Club.
Conveniently located near shopping, dining, medical facilities, Orlando International Airport, Disney, Universal, and other Central Florida attractions. AdventHealth Heart of Florida Hospital is located just outside the community.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$295,888
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $236,710 | $236,710 | $236,710 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $237 | $237 | $237 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,457 | $1,495 | $1,966 |
| Total Monthly Payment | $1,769 | $1,807 | $2,278 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.