3425 STERLING LAKE CIRCLE, Oviedo, FL, 32765 | $695,000

Experience the perfect blend of luxury, comfort, and waterfront living in this beautifully updated retreat designed for both relaxing and entertaining. From the moment you arrive, you’ll be drawn to the serene water views, sparkling pool and spa, and expansive screened lanai with an oversized covered patio — the ideal setting for morning coffee, sunset dinners, or hosting unforgettable gatherings.

Inside, the home showcases a fresh modern design with new luxury vinyl flooring throughout and a stunning open-concept layout filled with natural light. The remodeled kitchen is truly the heart of the home, featuring stainless steel appliances, gorgeous new granite countertops, and sleek acrylic cabinetry known for its smooth contemporary style, durability, and easy maintenance.

The spacious primary suite offers a private escape with plenty of room to unwind, while all bathrooms have been tastefully updated with modern finishes. A first-floor bedroom with an adjoining full bath provides the perfect space for guests, multigenerational living, or a private home office.

Perfectly positioned near 417, 434, and 408, this exceptional home offers peaceful waterfront living with convenient access to top dining, shopping, entertainment, and major commuting routes. Wake up to tranquil water views, entertain in style, and enjoy the Florida lifestyle you’ve been dreaming of.

Features

  • Rooms: 9
  • Bedrooms: 5
  • Baths: 3 full
  • Laundry: Laundry Room
  • Style: Traditional
  • Year Built: 1997
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,977
  • Acreage: 0.24
  • Est. Taxes: $5,357
  • HOA Fee: $53 Monthly
  • Lot Desc: Sidewalk
  • Water Front: Yes
  • Elem. School: Carillon Elementary
  • Middle School: Jackson Heights Middle
  • High School: Hagerty High
  • Pool: Gunite, In Ground, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator
  • MLS#: O6408800
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/O6408800/3425sterlinglakecircle_oviedo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/29/2026 11:32:07 PM)
Listing courtesy of TEAMCONNECT REALTY LLC   Phone: 407-347-3800

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3425 STERLING LAKE CIRCLE, Oviedo, FL, 32765

$695,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $556,000 $556,000 $556,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $446 $446 $446
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,330 $3,469 $4,580
Total Monthly Payment $3,868 $4,007 $5,118

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.