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454 West 23rd #4F | Located in the heart of Chelsea, NYC, this charming pre-war co-op at 454 West 23rd Street presents a rare opportunity for a buyer seeking to add value while owning a piece of Manhattan history at an exceptional price point. Filled with authentic character and timeless architectural detail, the apartment showcases soaring embossed tin ceilings, exposed brick, oversized windows, original hardwood floors, and a decorative fireplace that adds warmth and charm to the living space. The expansive layout is complemented by abundant natural light, classic moldings, vintage details, and a dedicated washer and dryer unit, creating the perfect canvas for restoration or thoughtful modernization. Situated within the historic Fitzroy Townhouse complex, the home offers endless potential while being surrounded by some of Chelsea’s most iconic destinations, including the High Line, Chelsea Market, renowned galleries, boutique shopping, acclaimed restaurants, and convenient access to the C/E/F/M/1 subway lines. Whether you are looking to create a stunning primary residence or investment opportunity, this residence combines strong bones, historic elegance, and an unbeatable location in one of Manhattan’s most sought-after neighborhoods. Notes: -HOA monthly fees : $1, 181 (Includes maintenance) -4th floor walk up -No HDFC/ income restrictions -Sale is contingent on the seller finding a new home.
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Our Executive Mortgage Banker:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.524% | 5.846% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,888 | $1,991 | $2,629 |
| Total Monthly Payment | $1,963 | $2,066 | $2,704 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.