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Nestled just three homes from the Intracoastal in the exclusive waterfront enclave of Hypoluxo, this beautifully updated CBS residence offers the perfect blend of coastal luxury and boating lifestyle. Located at 171 Lucina Drive, the 3-bedroom, 3-bath home features a desirable floor plan with two guest bedrooms and two baths on the main level, while the private upstairs primary suite offers an enclosed patio and peaceful water views. Designed for effortless South Florida living, the home is filled with natural light and architectural character, showcasing soaring tongue-and-groove ceilings with exposed beams along with an abundance of windows and sliding glass doors across the rear of the home to maximize the stunning water views. Enjoy relaxing by the waterfront pool with Intracoastal views in the distance, or entertain from the expansive outdoor spaces surrounded by lush tropical scenery. Boating enthusiasts will appreciate the 80-foot-wide canal with approximately 3' depth at low tide, a 2018 composite dock and deck, and a 16, 000 lb boat lift providing quick Intracoastal access. Extensively improved and meticulously maintained, updates include a 2020 standing seam metal roof with stainless steel clips and fasteners, impact Low-E tinted windows and garage door, Hardie Plank siding, exterior paint, spray foam attic insulation, and seawall repairs. Interior finishes include porcelain tile throughout, granite countertops, soft-close cabinetry, plantation shutters, central vacuum, and a first-floor bath complete with sauna. Additional highlights include three A/C systems replaced in 2018, circular paver driveway installed in 2024, 2-car garage, Red Head gun safe, and updated appliances including a 2026 dishwasher and 2020 refrigerator. A rare opportunity to own a move-in-ready waterfront home offering timeless style, modern upgrades & exceptional boating access in one of Hypoluxo's most desirable locations.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $2,120,000 | $2,120,000 | $2,120,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.385% | 6.223% |
| Monthly Tax Payment | $1,753 | $1,753 | $1,753 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $12,710 | $13,053 | $17,890 |
| Total Monthly Payment | $14,588 | $14,931 | $19,768 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.