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Presented by
Bill Champagne |
Welcome to 1 Willow Glen Circle, Unit 27 a two-bedroom condominium in Warwick that lives bigger than its square footage suggests. An interior staircase from the foyer rises to the main level, where the rest of the home unfolds on a single floor: open-concept living and dining, a kitchen with a granite-topped island, two bedrooms, two baths, indoor laundry, and a private balcony. Hardwood floors run throughout the main level, crown molding wraps every room, and a fireplace with marble surround anchors the living room. Two large windows pour afternoon light across the open space. The kitchen opens to both the dining area and the balcony, with stainless appliances and ample cabinet storage. Original 1988 cabinetry leaves room for a future owner's stamp the bones are already here. Primary bedroom is 14 x 15 with a walk-in closet and ensuite bath. Second bedroom (13 x 12) has its own walk-in. Indoor laundry, two parking spaces, balcony overlooking landscaped grounds and the pond beyond. Willow Glen is FHA-approved rare for RI condo complexes opening this unit to first-time buyers with 3. 5%-down FHA financing in addition to Conventional, VA, and Cash. Pets (cats and small dogs up to 25 lbs) welcome. HOA approximately $375/month, including a siding assessment running about 3 more years (~$65 of the total). Base fee ~$310 covers exterior maintenance, grounds, landscaping, and snow/trash removal. Walking distance to Oakland Beach, minutes to I-95 and T. F. Green.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
Sales Associate
William Raveis Real Estate
Phone: 860.884.1311
Bill.Champagne@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $273 | $273 | $273 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,385 | $1,440 | $1,893 |
| Total Monthly Payment | $1,733 | $1,788 | $2,241 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.