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Looking for a move-in-ready, single-story home with NO HOA in Anderson SC, that will qualify for USDA 100% financing? Look no further than 122 Bean Mill Way. This home is less than 15 minutes to Lake Hartwell, less than 10 minutes to I-85, less than ten minutes to large retailers and shopping on Clemson Blvd, less than 40 minutess to Greenville, under 2 hours to Atlanta, and close to many major employers within Anderson County, making this location a prime choice for those seeking to reside in Anderson. The home sits on over a half acre lot, and has a beautiful and level fenced in back yard. Inside the home you will find maintenance free laminate flooring throughout the main living areas. The home features a split floor plan with the master bedroom away from the other two spacious bedrooms to provide additional privacy for the primary bedroom on one level. The Primary bedroom features a gorgeous en suite bathroom that includes a dual-sink vanity, a separate garden tub and shower, as well as ample closet space. The home offers a sizeable living area along with kitchen that naturally flows into the formal dining room and access to the huge patio and backyard, making it a perfect fit for those seeking to entertain. The home also provides a spacious walk-in laundry room and a large pantry in the Kitchen for additional storage space. Be sure to schedule your personal showing today!
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Our Executive Mortgage Banker:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $75 | $75 | $75 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,458 | $1,515 | $1,993 |
| Total Monthly Payment | $1,608 | $1,665 | $2,143 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.