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Presented by
Donald Lamy |
WELCOME TO SHADY OAKS! Shady Oaks is a 55+, pet friendly community where you own your land. This is a
great opportunity to become part of a great community and in a GREAT LOCATION! This home has been
renovated and ready for your everyday Florida Living- From New Flooring, Cabinets, New Shelving in the
Closets and Pantries. Roof has been inspected, HVAC is 2022 and has just been serviced, New Hot Water Tank.
This home has two enclosed porches, a carport, indoor laundry unit located off the enclosed porch. The back
yard is a peaceful place to be, it is shaded and you have no rear neighbors, great for family barbecues. The
community offers a low HOA fee of $500. 00 a year and offers a community pool, a clubhouse, shuffleboard,
and lots of activities to keep you busy throughout the year. Pets (see Pet Restrictions) and Golf carts are allowed.
Make an appointment today to see this Updated Move In Ready Home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$135,000
Sales Associate
William Raveis Real Estate
Phone: 860.480.2206
Donald.Lamy@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $108,000 | $108,000 | $108,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $146 | $146 | $146 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $665 | $682 | $897 |
| Total Monthly Payment | $886 | $903 | $1,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.