16948 DEER ISLAND, Deer Island, FL, 32778 | $1,395,000

HARRIS CHAIN OF LAKES-Living the Florida Lifestyle at its BEST!
This beautiful Harris Chain Lakefront pool home features 4 bedrooms, with 4 baths and was custom built in 2014 with an exceptional comfortable lifestyle in mind. Nestled between Lake Dora and Lake Beauclaire on a 1. 68 acre lot with 129 feet of direct Lake Beauclaire waterfront, this luxury property offers breathtaking sunrises and sunsets with front views of Lake Dora and back views of Lake Beauclaire. Double entry glass doors welcome you to the spacious foyer and the open floorplan showcasing the soaring ceilings with quality custom finishes throughout. Designed for both everyday living and entertaining, this waterfront pool home offers a split plan for a very private owner's suite as well as a spacious 4th bedroom situated on the opposite side of the main floor. French doors in the gathering room lead to a covered lanai overlooking the screened solar-heated pool with tranquil fountains, creating the perfect indoor-outdoor Florida lifestyle. The private backyard retreat features a charming pergola draped in beautiful flowering plants, ideal for relaxing or entertaining guests. Follow the paved walkway to the impressive two-story boathouse and private dock setting on the renowned Harris Chain of Lakes, offering endless opportunities for boating, fishing, and waterfront recreation. This exceptional Central Florida lakefront home combines luxury, privacy, and convenient to downtown Mount Dora and Tavares dining, shopping, and entertainment. Close to Deer Island Golf Course but without the HOA! County taxes with the benefit of public amenities- city water and sewer. Just a short distance to beautiful Downtown Mount Dora by the way of car or boat! Don't miss out on seeing this amazing Chain of Lakes property!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 4 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2014
  • Garage: 3-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,834
  • Acreage: 1.68
  • Est. Taxes: $7,378
  • Lot Desc: Corner Lot
  • View: Water
  • Water Front: Yes
  • Pool: Gunite, Heated, In Ground, Screen Enclosure, Solar Heat
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Refrigerator, Water Filtration System, Wine Refrigerator
  • MLS#: O6406612
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/O6406612/16948deerisland_deerisland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/27/2026 11:17:08 PM)
Listing courtesy of WATSON REALTY CORP   Phone: 407-323-3200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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16948 DEER ISLAND, Deer Island, FL, 32778

$1,395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,116,000 $1,116,000 $1,116,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.361% 6.203%
Monthly Tax Payment $615 $615 $615
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,691 $6,871 $9,417
Total Monthly Payment $7,431 $7,611 $10,157

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.