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Welcome to easy, low-maintenance living in the desirable Briar Creek 55+ resident-owned community surrounded by beautiful mature trees in Northern Tampa Bay. The fee-simple land ownership means no lot rent! with a low monthly HOA fee of $250 that covers water, trash pick-up and lawn care along with community amenities which include a heated pool, clubhouse, social activities, pickleball, RV/Boat storage and allows golf carts and cat or dog up to 25 lbs. Briar Creek is conveniently located and close to many dining options, shopping for every need, gorgeous beaches, golfing, two major airports, hospitals, sporting events and everything in between and around the Tampa Bay Area.
This meticulously maintained 2 bed / 2 bath updated home offers approximately 2000 sq ft of spacious comfort and offers a wonderful, light-filled open layout that does not need a new roof, or vapor barrier, has solid flooring throughout and new windows plus awning hurricane shutters with a 1-year-old HVAC system. Modern kitchen appliances and plenty of storage spaces, custom wainscoting and new entry doors, a large, enclosed side patio with separate utility room and a covered carport. The home is at a high elevation and not in a flood zone.
Not much to do in this home that is move-in ready and ready for its new owner! A Must See!
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Our Executive Mortgage Banker:
Our Insurance Division:
$185,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $148,000 | $148,000 | $148,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $31 | $31 | $31 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $887 | $923 | $1,229 |
| Total Monthly Payment | $993 | $1,029 | $1,335 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.