2424 OSPREY AVENUE, Palm Harbor, FL, 34683 | $489,000

Welcome to Eagle Chase, a peaceful and well established community in beautiful Palm Harbor that perfectly captures the relaxed Florida lifestyle. And the best part — no HOA or CDD fees. This inviting 3-bedroom, 2-bath home blends comfort, charm, and thoughtful updates across 2, 104 sq ft of living space on a 0. 21 acre lot. Step inside to vaulted ceilings and a split floor plan designed for both privacy and connection.
The kitchen brings a touch of Tuscany to everyday living with its beautiful wall mural, butcher block countertops, open shelving, and convenient pull-out drawers — a warm, character filled space that feels both stylish and functional. The primary suite is privately situated, while the additional bedrooms provides generous space for family, guests, or a home office.
Outdoors, enjoy true Florida living with a solar heated pool, hot tub, and a large, fenced yard perfect for pets, play, and gatherings. The pool screen enclosure was rescreened in 2024, creating a fresh, clean outdoor retreat you can enjoy year-round. This home has been well maintained with major updates already completed for you: • Roof (2021) with new skylight • HVAC (2020) • Kitchen renovation (2017) • Water heater (2023) • Water softener (2024) • Windows (~2010) • Wired for a generator for added peace of mind during storm season. As a bonus, the two-car garage has been converted into a Game Room with a mini split A/C — ideal for hobbies, entertainment, or extra hangout space (not included in the heated square footage, providing an additional 598 sq ft).

Golf enthusiasts will appreciate the proximity to Innisbrook Resort & Golf Club, home of the PGA Tour’s Valspar Championship. With easy access to US 19 and Belcher Road, commuting is simple, and parks, shopping, dining, and entertainment are always close by. Plus, being near Lake Tarpon and the Gulf of Mexico means endless days of boating, fishing, and waterfront fun — all without the worry of being in a flood zone.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 83 x 110
  • Laundry: Inside, Laundry Room
  • Year Built: 1984
  • Garage: 2-car Driveway, Garage Faces Side
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,104
  • Acreage: 0.21
  • Lot Size: 83 x 110
  • Est. Taxes: $7,490
  • Lot Desc: Sidewalk, Oversized Lot, Near Golf Course
  • Elem. School: Sutherland Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pool: Screen Enclosure, Gunite, In Ground, Solar Heat
  • Pet Policy: Yes
  • Appliances: Dishwasher, Range, Refrigerator, Water Softener
  • MLS#: TB8494082
  • Days on Market: 50 days
  • Website: https://www.raveis.com
    /prop/TB8494082/2424ospreyavenue_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/7/2026 12:17:19 PM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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2424 OSPREY AVENUE, Palm Harbor, FL, 34683

$489,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,200 $391,200 $391,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $624 $624 $624
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,343 $2,470 $3,222
Total Monthly Payment $3,042 $3,169 $3,921

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.