12 Gideon Reynolds Road, Cross River, NY, 10518 | $1,549,000

Set on a manicured 1. 78-acre lot, this beautifully updated 4-bedroom, 2. 5-bath Colonial located in the sought after community of Michelle Estates, is a must see. Step inside to a grand, two-story foyer, featuring high ceilings and an elegant open staircase. To the right, is a private home office with French doors and to the left a formal living room which flows seamlessly into the dining room. The heart of the home is the completely updated chef’s kitchen, complete with Thermador appliances, a wine fridge, and a light filled, breakfast nook with direct access to the deck. The kitchen opens to a dramatic two-story great room, highlighted by skylights, a wood-burning fireplace, and a second staircase leading to the upper floor. A powder room, laundry room, and access to the attached two car garage, complete the main level. Upstairs, the expansive primary suite offers a private sitting/office area, 2 walk-in closets, a dressing/vanity area, and a spacious en-suite bath featuring a jetted tub, shower, and two vanities. Also, on the second floor are three additional generously sized bedrooms which share a hall bath with double sinks. The unfinished walkout basement spans the full footprint of the main level and offers plenty of storage as well as endless possibilities. This beautiful move-in-ready home is set on a meticulously maintained property, with mature trees and stone walls. Some of the many upgrades/improvements include a new roof (2025), a new kitchen (2025) new AC (2025)- please see full list in attachments. Located within walking distance to the high/middle school campus and the Cross River shopping plaza. 8 minutes to Katonah, Metro-North train stations (Goldens Bridge and Katonah) and major highways. Part of the Katonah Lewisboro School system. Community water and sewer.

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: In Kitchen, Laundry Room
  • Style: Colonial
  • Year Built: 1995
  • Garage: 2-car
  • Heating: Baseboard, Oil, Other
  • Cooling: Central Air
  • Basement: Full, Unfinished
  • Approx Sq. Feet: 3,436
  • Acreage: 1.78
  • Est. Taxes: $26,623
  • HOA Fee: $240 Monthly
  • Elem. School: Increase Miller Elementary School
  • Middle School: John Jay Middle School
  • High School: John Jay High School
  • School District: Katonah-Lewisboro
  • Appliances: Cooktop, Dishwasher, Dryer, Electric Oven, Exhaust Fan, Freezer, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s), Washer, Wine Refrigerator
  • MLS#: 997866
  • Website: https://www.raveis.com
    /eprop/997866/12gideonreynoldsroad_crossriver_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Coldwell Banker Realty   Phone: 914-232-7000

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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12 Gideon Reynolds Road, Cross River, NY, 10518

$1,549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,239,200 $1,239,200 $1,239,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.235% 6.058%
Monthly Tax Payment $2,219 $2,219 $2,219
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,939 $7,530 $10,374
Total Monthly Payment $9,283 $9,874 $12,718

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.