38 W Adirondack Trail, Smallwood, NY, 12778 | $194,500
Tucked away on a beautiful corner lot in the sought after Hamlet of Smallwood, this warm and inviting log sided 3 season (May-October) home is the perfect escape to the mountains. Just minutes from Minnie Falls and Mountain Lake, you'll enjoy the beauty of nature while relaxing in a home with rustic charm and thoughtful craftsmanship. Step inside this life size dollhouse with cathedral ceilings and skylights letting in natural light, handcrafted wood cabinetry, rich wood floors and moldings that gives the home a cozy lodge feel. A built in hutch adds timeless character, while thermostats in every room and an in wall air conditioner provide comfort on those hot summer days and chilly fall nights. This move in ready retreat offers two bedrooms and two full baths, including a spacious primary bedroom with its own private en suite bath. Appreciate the abundance of storage throughout the home. Enjoy morning coffee in the enclosed porch, entertain on the wrap around deck surrounded by nature creating a storybook setting that feels peaceful, private and unforgettable. Join the Civic Association and enjoy Mountain Lake for non-motor boating, swimming, fishing and tennis for a fee or join the Club at Smallwood (membership required) and enjoy the heated pool. Smallwood offers Minnie Falls, hiking trails in the Forest Reserve, playground, outdoor work out equipment and a dog park. Near to Bethelwoods Performing Arts Center, Kauneonga Lake for lakeside dining, motor boating and local farmers markets. Close to Resorts World Casino, Kartrite Indoor Water Park and Holiday Mountain for winter and summer activities.
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Style: Cottage
- Year Built: 1940
- Heating: Electric, Baseboard
- Cooling: Wall/Window Unit(s)
- Basement: Crawl Space
- Approx Sq. Feet: 778
- Acreage: 0.17
- Est. Taxes: $1,210
- Lot Desc: Corner Lot, Level
- Elem. School: Kenneth L Rutherford School
- Middle School: Robert J Kaiser Middle School
- High School: Monticello High School
- School District: Monticello
- Pool: Yes
- Appliances: Cooktop, Dishwasher, Electric Water Heater, Freezer, Refrigerator
- MLS#: 1003927
- Days on Market: 0 day
- Website: https://www.raveis.com
/prop/1003927/38wadirondacktrail_smallwood_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
38 W Adirondack Trail, Smallwood, NY, 12778
$194,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $155,600 | $155,600 | $155,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $101 | $101 | $101 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $958 | $982 | $1,292 |
| Total Monthly Payment | $1,134 | $1,158 | $1,468 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535