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Welcome home to this beautiful five-bedroom, three-bathroom, three-car garage estate with a spacious open layout and desirable three-way split floor plan in the gated community of Isola Bella Estates. Built in 2003 by Ansca Homes, this fully fenced Mediterranean-style home sits on a quarter-acre lot and immediately impresses with lush tropical landscaping and a brick paver circular driveway. Inside, the home is equally stunning with notable updates throughout including fully renovated bathrooms, an updated kitchen, upgraded fixtures, and refined trim work. You'll find diagonally laid tile flooring, soaring 12-foot ceilings, elegant tray ceilings, recessed lighting, and abundant natural light throughout the living spaces. The kitchen is designed to impress and built for entertaining, featuring white shaker-style cabinetry with crown molding, granite countertops with abundant prep space and bar-top seating, a designer backsplash, stainless steel appliances, and an oversized Kraus farmhouse sink with updated hardware and disposal. A center island anchors the space while the kitchen flows seamlessly into the dining and living areas, creating the perfect setup for gatherings and everyday living. The massive primary suite serves as a true retreat, featuring wood-look laminate flooring, dual walk-in closets, recessed lighting, an updated fixture within a tray ceiling, and private access to the back patio through exterior sliding doors. The luxurious primary bathroom is beautifully updated with dual solid wood vanities, quartz countertops, upgraded fixtures and hardware, a Roman soaking tub, and a fully tiled walk-in shower complete with a waterfall showerhead, niche shelving, and frameless glass enclosure. The main living and dining spaces showcase soaring ceilings, upgraded trim work, recessed lighting, updated fixtures, and oversized sliders leading to the backyard and patio. Just off the kitchen is a dedicated laundry room equipped with a GE washer and dryer, utility sink, and solid wood cabinetry for additional storage. All four secondary bedrooms are generously sized and feature wood-look laminate flooring, updated fixtures, ample closet space, and excellent natural light. Both secondary bathrooms have been meticulously renovated to match the elevated style of the primary suite, offering solid wood cabinetry, quartz countertops, upgraded hardware, fully tiled walk-in showers with waterfall showerheads, niche shelving, and frameless glass enclosures. Off the entryway, you'll find formal living and dining spaces that add elegance and versatility to the home. The formal living room features a tray ceiling with recessed lighting and expansive sliding glass doors leading to the patio, while the formal dining room is accented with upscale pendant lighting. Step outside to your oversized covered patio with beautiful brick pavers overlooking the expansive fully fenced backyard, offering the perfect space for entertaining, relaxing, or enjoying the Florida lifestyle year-round. Residents of Isola Bella Estates enjoy a resort-style lifestyle with luxury Mediterranean-inspired homes surrounded by tropical landscaping, sparkling lakes, and natural preserves. Community amenities include multiple pools, a fitness center, basketball courts, a lakefront clubhouse, and a children's activity room.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $640,000 | $640,000 | $640,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $491 | $491 | $491 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,941 | $4,041 | $5,315 |
| Total Monthly Payment | $4,524 | $4,624 | $5,898 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.