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Available to homeowners as well as investors! New to the market is an adorable and well maintained 2 bedroom, 1 bath home with an attached garage in Holiday Lakes West. Seller will have a new roof installed with an acceptable offer. And A/C system is from 2021. Sunroom has been drywalled in and adds additional living square footage. Recent upgrades include a new SS refrigerator, new laminate flooring, new carpet, and fresh interior and exterior paint with interior doors replaced as well. Spacious back yard to host family and friend gatherings, enjoy your hobbies, gardening, or let your furbabies enjoy the outdoors. This home would make an ideal cozy and comfortable year round residence for the next chapter of your life, but it could also serve as a wonderful seasonal getaway. And investors, yes, you can utilize this as an immediate investment property with no HOA restrictions. Nor are there any CDD fees! Property is in "X500" flood zone and seller has never experienced any flooding issues. Utility companies are Duke for electric and PCU for water. There is no shortage of shopping, dining, cultural events, outdoor activities, golf venues, amusement parks, sports arenas, beaches and scenic parks, boating options, the Pinellas Trail and more! Proximity to two international airports, Tampa, Clearwater and St. Pete, as well as Lake Tarpon and the famous Tarpon Springs Sponge Docks. Allow yourself to fall in love with the coastal, laidback lifestyle of Florida living. Call to schedule your private showing today! All information contained herein is deemed accurate, including leasing restrictions and approximate room measurements, but should be verified by buyer and buyer's agent. NO SIGHT UNSEEN OFFERS WILL BE CONSIDERED.
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $238 | $238 | $238 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,231 | $1,263 | $1,661 |
| Total Monthly Payment | $1,544 | $1,576 | $1,974 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.