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TURNKEY COASTAL WATERFRONT HOME IN HERNANDO BEACH -- BEAUTIFULLY DECORATED, FURNISHED & READY TO ENJOY! This charming 2 Bedroom, 2 Bathroom, 2 Car Garage + Carport home is being sold completely turnkey -- furniture, furnishings, décor, kitchenware, bedding and more. What you see is what you get! The home has a fresh coastal feel and is decorated so beautifully it looks like Martha Stewart stopped by. Located in Hernando Beach with Gulf access through the nearby community boat lift, this home is perfect for enjoying boating, fishing, kayaking, scalloping and the laid-back waterfront lifestyle of Florida's Nature Coast. Inside, you will love the open floor plan, new vinyl flooring, crown molding, bay window in the living room and the remodeled coastal kitchen featuring two-toned wood cabinetry with turquoise lower cabinets and white upper cabinets, quartz countertops, breakfast bar, built-in pantry, under-mount sink and a window overlooking the western waterfront views. The kitchen also features a wood plank ceiling and a built-in hutch, adding even more charm and character. The primary bedroom offers a plank accent wall, walk-in closet and an updated bathroom with a walk-in tiled shower with insets. The second bedroom also feels like a second primary suite with its own walk-in closet and direct access to the guest bathroom. The upper enclosed porch/Florida room is a wonderful flex space with windows overlooking the water -- the perfect spot for morning coffee, quiet afternoons or evening wine while enjoying the beautiful western sunsets. The first level offers even more usable space with a large 33 x 12 Florida room that would make a great additional dining area, game room, hobby space or casual entertaining area. The washer, dryer and water heater are also located on the first level, and the 2 car garage includes workshop space. Outdoor living is a huge part of this home's appeal. Enjoy pavers in the front and back, palm trees, a white vinyl fenced backyard, dock with a swimming ladder and plenty of room to create your dream outdoor retreat with a possible pool, fire pit, summer kitchen or expanded entertaining area. The back of the home faces west, giving you gorgeous sunset views right from your own waterfront setting. Additional updates include 2020 HVAC, 2020 water heater, 2020 appliances and the flat roof sealed in 2024. Plus, the Seller is installing a new roof for the Buyer prior to closing, offering a valuable update and potential additional insurance discounts. Hernando Beach is one of the Nature Coast's most loved waterfront communities, known for boating, fishing, preserve lake trails, wildlife & local restaurants. Whether you are looking for a full-time coastal home, weekend getaway or turnkey waterfront retreat, this one is ready for you to start enjoying from day one.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $383,920 | $383,920 | $383,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $417 | $417 | $417 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,364 | $2,424 | $3,188 |
| Total Monthly Payment | $2,856 | $2,916 | $3,680 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.