3347 OLEANDER DRIVE, Hernando Beach, FL, 34607 | $479,900

TURNKEY COASTAL WATERFRONT HOME IN HERNANDO BEACH -- BEAUTIFULLY DECORATED, FURNISHED & READY TO ENJOY! This charming 2 Bedroom, 2 Bathroom, 2 Car Garage + Carport home is being sold completely turnkey -- furniture, furnishings, décor, kitchenware, bedding and more. What you see is what you get! The home has a fresh coastal feel and is decorated so beautifully it looks like Martha Stewart stopped by. Located in Hernando Beach with Gulf access through the nearby community boat lift, this home is perfect for enjoying boating, fishing, kayaking, scalloping and the laid-back waterfront lifestyle of Florida's Nature Coast. Inside, you will love the open floor plan, new vinyl flooring, crown molding, bay window in the living room and the remodeled coastal kitchen featuring two-toned wood cabinetry with turquoise lower cabinets and white upper cabinets, quartz countertops, breakfast bar, built-in pantry, under-mount sink and a window overlooking the western waterfront views. The kitchen also features a wood plank ceiling and a built-in hutch, adding even more charm and character. The primary bedroom offers a plank accent wall, walk-in closet and an updated bathroom with a walk-in tiled shower with insets. The second bedroom also feels like a second primary suite with its own walk-in closet and direct access to the guest bathroom. The upper enclosed porch/Florida room is a wonderful flex space with windows overlooking the water -- the perfect spot for morning coffee, quiet afternoons or evening wine while enjoying the beautiful western sunsets. The first level offers even more usable space with a large 33 x 12 Florida room that would make a great additional dining area, game room, hobby space or casual entertaining area. The washer, dryer and water heater are also located on the first level, and the 2 car garage includes workshop space. Outdoor living is a huge part of this home's appeal. Enjoy pavers in the front and back, palm trees, a white vinyl fenced backyard, dock with a swimming ladder and plenty of room to create your dream outdoor retreat with a possible pool, fire pit, summer kitchen or expanded entertaining area. The back of the home faces west, giving you gorgeous sunset views right from your own waterfront setting. Additional updates include 2020 HVAC, 2020 water heater, 2020 appliances and the flat roof sealed in 2024. Plus, the Seller is installing a new roof for the Buyer prior to closing, offering a valuable update and potential additional insurance discounts. Hernando Beach is one of the Nature Coast's most loved waterfront communities, known for boating, fishing, preserve lake trails, wildlife & local restaurants. Whether you are looking for a full-time coastal home, weekend getaway or turnkey waterfront retreat, this one is ready for you to start enjoying from day one.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: In Garage
  • Year Built: 1986
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,092
  • Acreage: 0.17
  • Est. Taxes: $5,000
  • Water Front: Yes
  • Elem. School: Westside Elementary-HN
  • Middle School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Appliances: Convection Oven, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: W7885836
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/W7885836/3347oleanderdrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 12:08:28 AM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 727-845-4321

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3347 OLEANDER DRIVE, Hernando Beach, FL, 34607

$479,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $383,920 $383,920 $383,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $417 $417 $417
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,364 $2,424 $3,188
Total Monthly Payment $2,856 $2,916 $3,680

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.