328 VAIL DRIVE, Winter Haven, FL, 33884 | $325,000

Tucked away on a low-traffic cul-de-sac in Cedar Cove, this well-maintained home offers something increasingly difficult to find in today’s market: space, privacy, mature shade trees, and room to enjoy the Florida lifestyle. Situated on an oversized 11, 835 sq ft fenced homesite (more than a quarter acre) the property stands apart with a peaceful setting and a spacious backyard shaded by towering oak trees that provide character and beauty years in the making. Whether entertaining, gardening, relaxing, or simply enjoying extra outdoor space, this property offers flexibility that is becoming harder to find.

VALUE, CONFIDENCE, AND PEACE OF MIND ARE BUILT IN.

With an acceptable offer, the seller will provide a NEW ROOF prior to closing, and a NEW WATER HEATER has already been installed. A Wood Destroying Organism (WDO) report, Four-Point Inspection, and Wind Mitigation Report are also available for buyer review.

Conveniently located near shopping, dining, medical facilities, schools, LEGOLAND Florida Resort, and major routes connecting Tampa and Orlando, this home offers an exceptional combination of convenience, outdoor living, and everyday comfort.

Homes offering this combination of outdoor space, mature landscaping, important updates, and convenient access to Winter Haven's Chain of Lakes are becoming increasingly difficult to find. Schedule your private showing today.

Inside, natural light pours through the large sliding glass door, skylights, and surrounding windows, highlighting soaring ceilings and creating an open, airy feel throughout the main living areas. The living room is anchored by a fireplace that adds warmth and charm while enhancing everyday living and entertaining.

The split-bedroom floor plan balances comfort and functionality. The spacious primary suite features dual closets, motorized blackout blinds, and an updated bathroom with a tiled walk-in shower and modern finishes. Secondary bedrooms offer flexibility for guests, hobbies, a home office, or changing lifestyle needs.

Designed for daily living and entertaining, the kitchen offers abundant cabinetry, generous prep space, ample storage, and an oversized pantry rarely found in homes of this size. Fresh interior paint and durable hard-surface flooring throughout much of the home contribute to its move-in-ready appeal.

One of the home's standout features is the expansive screened lanai measuring approximately 17' x 15' and overlooking the fenced backyard. A brick paver patio, detached storage shed, and double-gate access add even more functionality and convenience, creating outdoor space that can be enjoyed year-round.

Adding even more appeal, the home is located minutes from public boat ramps serving Lake Eloise and Winter Haven's renowned Chain of Lakes, offering convenient access to boating, fishing, watersports, and outdoor recreation.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 112 x 125
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 1984
  • Garage: 1-car Driveway, On Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,712
  • Acreage: 0.27
  • Lot Size: 112 x 125
  • Est. Taxes: $3,387
  • HOA Fee: $150 Annually
  • Lot Desc: Sidewalk
  • Elem. School: Pinewood Elem
  • Middle School: Denison Middle
  • High School: Lake Region High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8511866
  • Days on Market: 50 days
  • Website: https://www.raveis.com
    /prop/TB8511866/328vaildrive_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/13/2026 7:36:56 AM)
Listing courtesy of Century 21 BE3   Phone: 727-596-1811

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

328 VAIL DRIVE, Winter Haven, FL, 33884

$325,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $260,000 $260,000 $260,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $282 $282 $282
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,580 $1,642 $2,159
Total Monthly Payment $1,937 $1,999 $2,516

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.