|
|
Stop looking at homes that say "build your own in-law" this one is done for you! This is a phenomenal opportunity to buy a turn-key single family with fully permitted in-law/ADU in Fairfield County for under $1, 000, 000. Don't struggle with the hassle of permits and the costs to build an accessory apartment, the owners of this spacious well maintained home have done all the hard work for you and built an unrivaled luxury unit. **You're going to need to make more friends** The main level of this home features a show-stopping kitchen designed for year around entertaining. In the winter gather around the island with your friends and your favorite appetizers while your guests cheer their favorite sports team in the great room. In the summer bring your favorite grilling marinades out from the kitchen onto the expansive deck and grill up your secret recipes while overlooking the pool and large backyard. Got guests? Extended family? Need a nanny? Searching for two kitchens? The luxury apartment (150 Osborn Ln) features spacious BR suite connected to a luxury full bath w low profile shower. The kitchen offers a large pantry, full size appliances, and granite countertops. In the living area there's a half bath for guests, sliders welcome you out to a shaded patio and backyard access. This unit offers stair-free access and one level living. This unit has its own mailing address, a private entry and interior access to the main living area. See town regs for rental info The property also features a whole house Generac generator 2026; New Leaf Guard gutters 2025; Electric pet fence 2026; New upper deck flooring and stairs and paint 2026; New pool heater 2025 (pool is heated with propane, tanks are leased , pool cleaning "robot" and solar powered pool skimmer convey. ) All major appliances in both kitchens stay, appliances in garage are negotiable. The stairlift conveys although it requires a new battery. The units do not have separate utility bills however each unit has 2 zones. Central air is for main level. This is a single family home with a fully permitted accessory apartment, single family home financing is acceptable. A small amount of the property on the left hand side is wetlands. Enjoy all that Monroe has to offer: Excellent schools, award-winning farmers market, a bustling local library, indoor pool at Masuk high school, Webb Mountain park and discovery zone for hiking and camping and the heart of Monroe, Wolfe Park - featuring 379 acres of parks and open space where guests can enjoy a public pool (fee required), pickle ball courts, tennis courts, basketball courts, hiking, multiple play grounds, local rec and team sports and live music in the summer and more. On the far side of the park is Great Hollow Lake where a sandy beach awaits for picnicking, shaded trails allow for running or strolling around the lake, fishing is allowed with permit and cyclists can use the Housatonic Rails to Trails pathway to enjoy more than 13 miles of connected walking/biking paths. Monroe also has an active senior center community with senior transportation organized through the town. Sellers are actively looking for housing, flexible closing date and terms.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Eat-In Kitchen | Breakfast Bar,Granite Counters,Dining Area,French Doors,Island | Main |
| Eat-In Kitchen | Remodeled,Breakfast Bar,Granite Counters,Eating Space,Pantry | Lower |
| Full Bath | Main | |
| Great Room | Bay/Bow Window,Skylight,9 ft+ Ceilings,Balcony/Deck,Beams,Sliders | Main |
| Half Bath | Lower | |
| Living Room | Hardwood Floor | Main |
| Living Room | Remodeled,Combination Liv/Din Rm,Sliders | Lower |
| Office | Lower | |
| Primary BR Suite | Bedroom Suite,Full Bath,Walk-In Closet,Hardwood Floor | Main |
| Primary BR Suite | Bedroom Suite,Full Bath | Lower |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$785,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $628,000 | $628,000 | $628,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $1,096 | $1,096 | $1,096 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,816 | $3,965 | $5,215 |
| Total Monthly Payment | $5,004 | $5,153 | $6,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.