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This incredible and affordable little treasure is situated right in Laurens. If you're a first-time buyer, this property is just what you need! It qualifies for USDA 100% financing, is FHA compliant, and VA compliant, plus there’s down payment assistance available. I have lenders prepared with programs to help you buy this home with ZERO money out of pocket. Let me provide you with some details about this property. It features 2 bedrooms and 1 bath, and guess what? It rests on nearly 3/4 of an acre lot. You could clear some space to cultivate a wonderful garden or even add a workshop. There's also a storage shed for your lawn and garden tools. This home is brimming with character, and if you value a unique, non-cookie-cutter style, you must come see it. As soon as you drive up the driveway and step onto the wrap-around porch, you're going to fall in love. Just picture yourself unwinding on the porch after dinner on weekends, watching the cars go by. Inside, you'll find a spacious layout. The living room is nice and open, and the entire house features new luxury vinyl planks—no carpet! YAY! The dining room is really cool with its original wooden French doors. In fact, most of the interior doors are original, crafted from solid wood rather than the hollow ones commonly found today. There's a lovely laundry room with cabinets, and there's even room for more if you wish. The kitchen boasts new cabinets, a sink, and it comes with a dishwasher and fridge. The bathroom has been updated too, featuring a new vanity and toilet. Both bedrooms are a good size, with one being slightly larger than the other. The smaller room would make a perfect nursery or office. At the back, there's a fantastic additional space and an enclosed porch, ideal for entertaining or as an indoor playroom—endless possibilities! So, what are you waiting for? Give me a call, and let's arrange a private showing to take a look. You'll adore the charming 1940s character combined with the modern updates you desire. I look forward to hearing from you!
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Our Executive Mortgage Banker:
$174,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $139,600 | $139,600 | $139,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $143 | $143 | $143 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $836 | $871 | $1,150 |
| Total Monthly Payment | $1,054 | $1,089 | $1,368 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.