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277 Vernon Valley Road, Northport, NY — Offered at $969, 000 Step into timeless elegance at this beautifully preserved circa-1880 Victorian, set on a picturesque 1/2-acre property in a peaceful Northport setting. Offering 3 bedrooms, 2 full baths, and a rare blend of historic charm and thoughtful updates, this exceptional residence delivers character, flexibility, and value rarely found today. From the moment you arrive, the welcoming wraparound porch, manicured grounds, and storybook architecture create unforgettable curb appeal. This special property was proudly recognized with the Town of Huntington Beautification Council First Place Residential Award, showcasing years of exceptional care and pride of ownership. Inside, classic Victorian details blend seamlessly with practical improvements, while modern enhancements include an upgraded steam heating system, solar panels, and a full basement offering abundant storage and functionality. Outdoor living shines with a large rear deck ideal for entertaining, relaxing, and enjoying the beautiful surroundings. A unique and highly desirable feature is the detached barn / horse stable, offering endless possibilities for equestrian use, hobbies, storage, workshop space, or creative expansion. Horse property acceptable (buyer to verify intended use and local requirements). Adding to the value is the opportunity to enjoy remarkably low taxes—currently under $10, 000 annually—an increasingly rare advantage for a property of this size, character, and setting. A truly rare opportunity to own an award-winning historic Northport Victorian offering timeless architecture, modern efficiency, flexible outdoor living, and exceptional affordability. Historic Charm. Equestrian Potential. Low Taxes. One Exceptional Northport Home. INTERIOR PHOTOS TO COME
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Our Executive Mortgage Banker:
$969,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $775,200 | $775,200 | $775,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $778 | $778 | $778 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,402 | $4,710 | $6,542 |
| Total Monthly Payment | $5,272 | $5,580 | $7,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.