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Presented by
Marianna Terenzio |
277 Vernon Valley Road, Northport, NY, 11768 | $855,000
277 Vernon Valley Road, Northport, NY — Offered at $855, 000 Step into timeless elegance at this beautifully preserved circa-1880 Victorian, set on a picturesque 1/2-acre property in a peaceful Northport setting. Offering 3 bedrooms, 2 full baths, and a rare blend of historic charm and thoughtful updates, this exceptional residence delivers character, flexibility, and value rarely found today. From the moment you arrive, the welcoming wraparound porch, manicured grounds, and storybook architecture create unforgettable curb appeal. This special property was proudly recognized with the Town of Huntington Beautification Council First Place Residential Award, showcasing years of exceptional care and pride of ownership. Inside, classic Victorian details blend seamlessly with practical improvements, while modern enhancements include an upgraded steam heating system, solar panels, and a full basement offering abundant storage and functionality. Outdoor living shines with a large rear deck ideal for entertaining, relaxing, and enjoying the beautiful surroundings. A unique and highly desirable feature is the Carriage House / Horse Stable, offering endless possibilities for equestrian use, hobbies, storage, workshop space, or creative expansion. Horse property acceptable (buyer to verify intended use and local requirements). Adding to the value is the opportunity to enjoy remarkably low taxes—currently under $10, 000 annually—an increasingly rare advantage for a property of this size, character, and setting. A truly rare opportunity to own an award-winning historic Northport Victorian offering timeless architecture, modern efficiency, flexible outdoor living, and exceptional affordability. Historic Charm. Equestrian Potential. Low Taxes. One Exceptional Northport Home.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Victorian
- Year Built: 1880
- Garage: 1-car
- Heating: Natural Gas
- Cooling: Multi Units
- Basement: Bilco Door(s), Full
- Approx Sq. Feet: 3,000
- Acreage: 0.5
- Est. Taxes: $9,340
- Elem. School: Fifth Avenue Elementary School
- Middle School: East Northport Middle School
- High School: Northport Senior High School
- School District: Northport-East Northport
- Appliances: Gas Range
- MLS#: 1003824
- Days on Market: 50 days
- Website: https://www.raveis.com
/prop/1003824/277vernonvalleyroad_northport_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Marianna TerenzioSales Associate
860.510.8127
Marianna.Terenzio@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 10930
203.641.8287
Dave.Beckman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian KellyInsurance Sales Director, William Raveis Insurance
860.655.6934
Brian.Kelly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
277 Vernon Valley Road, Northport, NY, 11768
$855,000
Marianna Terenzio
Sales Associate
William Raveis Real Estate
Phone: 860.510.8127
Marianna.Terenzio@raveis.com
Dave Beckman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $684,000 | $684,000 | $684,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $778 | $778 | $778 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,884 | $4,212 | $5,772 |
| Total Monthly Payment | $4,754 | $5,082 | $6,642 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535