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Welcome To This Spacious And Beautifully Maintained Two Bedroom, One Bathroom Condo Located In The Desirable Vista On The Lake Community. Offering Over 1, 100 Square Feet Of Comfortable Living Space, This Home Combines Functionality, Style, And Convenience In A Prime Carmel Location. The Interior Features, Hardwood Floors Throughout, Creating A Warm And Cohesive Flow From Room To Room. The Open And Inviting Layout Provides Ample Living And Dining Spaces, Perfect For Everyday Living As Well As Entertaining. Both Bedrooms Are Well Proportioned And Offer An Exceptional Amount Of Closet Space. The Kitchen Is Thoughtfully Designed And Conveniently Located, With Easy Access To The In-Unit Washer And Dryer, Adding To The Home’s Overall Practicality. Step Outside Onto Your Private Deck, Which Overlooks A Peaceful Courtyard, An Ideal Spot For Morning Coffee, Evening Relaxation, Or Simply Enjoying The Well Kept Surroundings. The Vista On The Lake Complex Offers A Variety Of Amenities Designed To Enhance Your Lifestyle. Residents Enjoy Assigned Parking, On-Site Storage, And Access To An In Ground Pool. The Clubhouse Features Picnic Tables For Gatherings, While The Playground And Basketball Court Provide Recreational Options For All Ages. Centrally Located In A Highly Convenient Area, This Condo Is Close To The Local Hospital And Just Minutes From Central Highways, Making Daily Errands And Commuting Easy. It Is Also Ideally Situated Less Than 10 minutes From Both The Croton Falls And Brewster Train Stations, Offering Straightforward Access For Commuters. This Move-In-Ready Condo Offers Space, Amenities, And Location All In One. An Excellent Opportunity To Enjoy Comfortable Living In One Of Carmel’s Most Desirable Communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $362 | $362 | $362 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,557 | $1,622 | $2,142 |
| Total Monthly Payment | $1,994 | $2,059 | $2,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.