514 Vista On The Lake, Carmel, NY, 10512 | $325,000

Welcome To This Spacious And Beautifully Maintained Two Bedroom, One Bathroom Condo Located In The Desirable Vista On The Lake Community. Offering Over 1, 100 Square Feet Of Comfortable Living Space, This Home Combines Functionality, Style, And Convenience In A Prime Carmel Location. The Interior Features, Hardwood Floors Throughout, Creating A Warm And Cohesive Flow From Room To Room. The Open And Inviting Layout Provides Ample Living And Dining Spaces, Perfect For Everyday Living As Well As Entertaining. Both Bedrooms Are Well Proportioned And Offer An Exceptional Amount Of Closet Space. The Kitchen Is Thoughtfully Designed And Conveniently Located, With Easy Access To The In-Unit Washer And Dryer, Adding To The Home’s Overall Practicality. Step Outside Onto Your Private Deck, Which Overlooks A Peaceful Courtyard, An Ideal Spot For Morning Coffee, Evening Relaxation, Or Simply Enjoying The Well Kept Surroundings. The Vista On The Lake Complex Offers A Variety Of Amenities Designed To Enhance Your Lifestyle. Residents Enjoy Assigned Parking, On-Site Storage, And Access To An In Ground Pool. The Clubhouse Features Picnic Tables For Gatherings, While The Playground And Basketball Court Provide Recreational Options For All Ages. Centrally Located In A Highly Convenient Area, This Condo Is Close To The Local Hospital And Just Minutes From Central Highways, Making Daily Errands And Commuting Easy. It Is Also Ideally Situated Less Than 10 minutes From Both The Croton Falls And Brewster Train Stations, Offering Straightforward Access For Commuters. This Move-In-Ready Condo Offers Space, Amenities, And Location All In One. An Excellent Opportunity To Enjoy Comfortable Living In One Of Carmel’s Most Desirable Communities.

Features

  • Amenities: Basketball Court, Clubhouse, Park
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Garden
  • Year Built: 1975
  • Heating: Baseboard
  • Cooling: Wall/Window Unit(s)
  • Approx Sq. Feet: 1,115
  • Acreage: 0.01
  • Est. Taxes: $4,347
  • HOA Fee: $439 Monthly
  • Elem. School: Kent Elementary
  • Middle School: George Fischer Middle School
  • High School: Carmel High School
  • School District: Carmel
  • Appliances: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Exhaust Fan, Freezer, Oven, Range, Refrigerator, Washer
  • MLS#: 954351
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/954351/514vistaonthelake_carmel_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Coldwell Banker Realty   Phone: 914-245-3400

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

514 Vista On The Lake, Carmel, NY, 10512

$325,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $260,000 $260,000 $260,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $362 $362 $362
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,557 $1,622 $2,142
Total Monthly Payment $1,994 $2,059 $2,579

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.