4683 N LAKE VISTA TRAIL, Hernando, FL, 34442 | $229,500

BRAND NEW ROOF COMING PRIOR TO CLOSING. Charming and move-in ready home is located in the sought-after 55+ lakefront gated community of Arbor Lakes. Featuring 2 bedrooms plus an office, 2 bathrooms, and a 2-car garage. This inviting residence offers wonderful curb appeal with mature landscaping, an extended driveway, and a cozy front porch. Inside, the open and airy floor plan is designed for both comfortable everyday living and easy entertaining, with a spacious living and dining room combination that flows seamlessly into the kitchen. The eat-in kitchen offers generous counter space, ample cabinetry, additional bar seating, and sliding glass doors that open to the screened lanai, creating the perfect indoor-outdoor setting for relaxing or enjoying your morning coffee. The spacious primary suite provides a private retreat with a walk-in closet and an en-suite bath featuring dual sinks and a tiled shower. A split-bedroom layout places the secondary bedroom and full bath on the opposite side of the home, offering added privacy for guests or family. With its functional layout, inviting living spaces, and desirable location in Arbor Lakes, this home is ready for you to move in and enjoy. Additional features include AC 2017 and garage door in 2013. HOA fees include Cable/Internet, Garbage Service, Lawn Service, Exterior Paint, Irrigation & Pest control. Arbor Lakes features lots of activities & amenities to keep you going: Fishing pier, boat ramp on Lake Tsala Apopka (community only), nature trail, tennis court, shuffleboard, boat/RV storage, clubhouse, swimming pool, and more. You won't be bored here! The Hernando chain of lakes features some of the best fishing in FL and nearby you will find plenty of outdoor activities from hiking & biking trails to great kayaking areas. Short drive to the extended Suncoast Parkway. The city of Hernando is a short distance from it all; shopping, restaurants, healthcare, hospitals, and gas stations are all close by. Ocala 25 miles, Crystal River is 15 miles, Tampa/Orlando can be reached in just over an hour. Don't miss the chance to experience the Florida lifestyle at its finest in Arbor Lakes!

Features

  • Amenities: Cable TV, Gated, Pickleball Court(s), Pool, Shuffleboard Court, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 72 x 156
  • Laundry: Inside
  • Year Built: 2003
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,572
  • Acreage: 0.19
  • Lot Size: 72 x 156
  • Est. Taxes: $3,104
  • HOA Fee: $515 Quarterly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: W7886037
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/W7886037/4683nlakevistatrail_hernando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2026 4:50:51 AM)
Listing courtesy of RE/MAX MARKETING SPECIALISTS   Phone: 352-686-0540

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4683 N LAKE VISTA TRAIL, Hernando, FL, 34442

$229,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $183,600 $183,600 $183,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $259 $259 $259
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,130 $1,159 $1,525
Total Monthly Payment $1,464 $1,493 $1,859

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.