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Welcome to 46 Florida Street — a 2017 ground-up FEMA-compliant rebuild in the flourishing West End of Long Beach, where the morning surf check is a one-block walk and the lifestyle is everything you want in a beach community. Not a renovation or a lift, a true 2017 reconstruction — FEMA-compliant, raised, and engineered for the next generation of coastal living. From the ground up, everything is current: structural, mechanical, electrical, plumbing. Three sun-filled bedrooms, an efficient floorplan, central HVAC, and gas heat make for an effortless year-round home. The spacious 1-car garage plus private driveway is a true luxury on West End streets. Easily access the heart of the West End — the beloved and walkable downtown of Long Beach. Beech Street's restaurants, surf shops, and beach bars are minutes away. Walk a few houses down to access the stunning white sand beaches and the Atlantic Ocean. The LIRR makes Manhattan a fast train ride, and the Long Beach boardwalk — 2. 2 miles of ocean-side promenade — is yours to walk or bike every morning. Add some piece of mind to your coastal living as 46 Florida was built to last. Here, you get the same beloved West End — same beach, same Long Beach community — but in a turnkey home built to the standards of the next half-century. Just a clean, modern, properly elevated home in the neighborhood everyone wants to live in. Whether you're looking for full-time beachside residence or a summer escape, 46 Florida is what you've been waiting for.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$975,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $780,000 | $780,000 | $780,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $835 | $835 | $835 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,368 | $4,739 | $6,530 |
| Total Monthly Payment | $5,295 | $5,666 | $7,457 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.