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One or more photo(s) has been virtually staged. Completely remodeled waterfront townhome with private boat slip just moments from the beach — now featuring an incredible Assumable Regions Bank Loan at just 3. 375 with an approximate balance of $190, 000! In today’s market, assuming this low-interest loan could potentially save a buyer hundreds of dollars per month and tens of thousands of dollars over the life of the loan compared to current interest rates.
This beautifully updated 2BR, 1. 5BA residence offers the perfect blend of coastal lifestyle, boating convenience, and modern upgrades in one of the most desirable locations near Indian Rocks Beach.
Everything has been newly renovated and move-in ready, including:
• Brand-new flooring
• Fresh interior paint
• New appliances
• Electronic window coverings
• Complete new AC system
• New water heater
• New washer and dryer
• New kitchen cabinetry & quartz counters
• Renovated lower-level spaces
The home also features newer hurricane-impact windows and doors for added protection, efficiency, and peace of mind. The only area left for your personal touch is the primary bathroom—offering an opportunity to customize and add even more value.
Located in a charming pet-friendly waterfront community of only 13 units, this townhome includes direct Intracoastal access and your own private boat slip right in your backyard. Spend your days boating, fishing, paddleboarding, or simply relaxing on the waterfront patio while enjoying the coastal breeze.
Just a short walk to beach access, local restaurants, parks, playgrounds, and a dog-friendly park for your furry companion, this location is ideal for full-time living, a vacation retreat, or a high-demand investment property.
Rarely does a fully remodeled waterfront property with boating access, beach proximity, and an assumable low-interest loan opportunity become available at this price point. Live the Florida boating and beach lifestyle you’ve been dreaming about — schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $653 | $653 | $653 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,951 | $3,026 | $3,979 |
| Total Monthly Payment | $3,696 | $3,771 | $4,724 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.