This 4-5 Bedroom Colonial Has Nice Curb Appeal & Plenty Of Room For All. Great Location in South Hempstead. It Features 9 Rooms & 2 Full Baths. Hardwood Flooring Is In The Living & Dining Room Under The Carpet & Updated Brown-Wash Wide Plank Wood-Like Flooring Is Also On The Main Floor (Uncertain About Upstairs Bedrooms). The Main Floor Includes - A Spacious Living Room With Open Floor Plan Leads Into The Dining Room Which Has Plenty Of Space For Guests (Chandelier Stays); A Kitchen With Wood Cabinetry & Stainless Fridge; A Den Or Potential 5th Bedroom (Has Closet); A Great Office With Washer/Dryer Hookup; A Full Bath With Updated Vanity & Accessible Walk-In Shower. The 2nd Floor Includes: A Primary Bedrm With Double Closet; 2 Bedrms With Double Closet; A Bedrm With Walk-In Closet & Double Closet; A Full Bath With Walk-In Shower. Large Basement - One Side Is Finished & Includes A Built-In Bar & Tile Floors; The Unfinished Side Has A Utility/Workshop, Laundry Hookups, & Storage Cubbies Under The Stairs. Other Features Include: 200 Amp Service, 2Yr Old Roof, 10Yr Old Vinyl Siding, & Ring Cameras. The Front & Backyard Are Nicely Landscaped With Colorful Foliage. An Extended Driveway Leads Up To The Detached Garage With Remote (Great For Car Or Extra Storage). The Fully Fenced Yard Includes A Patio For Entertaining & Small Shed. Near To All Major Highways, LIRR, Public Transportation - Easy Transit To NYC. Also Near Shopping, Restaurants, & Parks For Recreation.
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Our Executive Mortgage Banker:
$639,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $511,999 | $511,999 | $511,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $996 | $996 | $996 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,066 | $3,194 | $4,218 |
| Total Monthly Payment | $4,154 | $4,282 | $5,306 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.