951 RIVIERA DRIVE, Punta Gorda, FL, 33982 | $8,500

RARE FIND IN AN "X" FLOOD ZONE! BUILD YOUR SOUTHWEST FLORIDA DREAM HOME

Discover the perfect canvas for your Florida lifestyle at 951 Riviera Dr, Punta Gorda. This generous 10, 024-square-foot (0. 23-acre) homesite offers a substantial 93 feet of road frontage, providing plenty of design flexibility for a custom home and outdoor living space. One of the most valuable aspects of this property is its designation in a coveted "X" Flood Zone. For a buyer, this means the property sits at a higher elevation outside the Special Flood Hazard Area, meaning lenders do not require mandatory flood insurance, saving you thousands of dollars annually. Furthermore, a check of the CCGIS website confirms the lot is not in a Scrub Jay zone, and according to the National Wetland Inventory Mapper, there are no wetlands showing on the property, insuring an easier, faster, and more cost-effective permitting process when you are ready to build.

Tucked just off Golf Course Blvd, the property is situated on an unimproved road and is just barely inaccessible, located a mere three properties in from the paved main road. Electricity is nearby because of the homes built around this property however future development will require a well and septic system, putting you in total control of your utilities. Whether you are building a permanent home or a seasonal retreat, the logistics here are unmatched. You are located just minutes from I-75 for effortless North and South travel throughout the state. Even better, Punta Gorda Airport (PGD) is just down the street, making travel completely hassle-free when you are ready to get away, or providing ultimate convenience for any seasonal resident.

The lifestyle opportunities surrounding this location are spectacular for outdoor enthusiasts. For the boater, you are just a short drive to the water, located approximately 5 minutes from the boat ramps at Darst Park and just under 10 minutes from the world-class Laishley Marina on the Peace River, giving you quick access to Charlotte Harbor and the Gulf. The avid golfer will be in paradise, surrounded by an abundance of premier golf courses right in the immediate area. When you are ready for sun and sand, the pristine, world-famous beaches of Boca Grande and Englewood are both an easy, scenic drive of roughly 30 to 35 miles away. Don't let this affordable, high-and-dry piece of Punta Gorda slip by. Invest in your future today!

Features

  • Lot Size: 93 x 109 x 93 x 108
  • Elem. School: East Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • MLS#: C7526530
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/C7526530/951rivieradrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2026 12:32:19 PM)
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE   Phone: 941-637-6116

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

951 RIVIERA DRIVE, Punta Gorda, FL, 33982

$8,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $6,800 $6,800 $6,800
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $42 $43 $56
Total Monthly Payment $117 $118 $131

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.