3157 MISSION GROVE DRIVE, Palm Harbor, FL, 34684 | $123,000

LOWEST PRICED 2 Bedroom in FANTASTIC HIGHLAND LAKES - GOLF is INCLUDED in the LOW $164 a month HOA FEE! This POOLSIDE Villa with CARPORT, Large STORAGE LOCKER features a BRAND NEW HVAC! DOUBLE PANE WINDOWS! UPDATED ELECTRICAL PANEL! and FRESHLY PAINTED! Neutral 18-inch CERAMIC Tile in the living room and bedrooms that blends seamlessly with any decor. A Spacious feel with a kitchen pass-through that OPENS to the Dining Area, Living room, and into an enclosed Florida Room with Vinyl Windows (for year-round enjoyment). The Florida Room overlooks peaceful green space, which is expandable by building an Outdoor Patio (with Four 12-inch pavers). The 2nd Bedroom with a walk-in closet also looks over the pool. Enjoy a refreshing swim as the sun sets over the pool, with the sun streaming right into your kitchen and guest bedroom/office. The CARPORT has a LARGE STORAGE LOCKER, which fits a Kayak, bicycle, etc. Some units have converted the smaller closet into a space for a Washer/dryer, although the community machines are right next to the pool. Located in the back of the complex, so there's less road noise, and in a NON Evacuation zone, & Flood Insurance is not required. This is a fabulous opportunity to buy into the vibrant 55+ community of HIGHLAND LAKES on LAKE TARPON with all of its Amazing Amenities. GOLF for "FREE" on 3 Executive Golf Courses, PICKLEBALL, TENNIS, BOCCE, Shuffleboard, PLUS STORE YOUR BOAT or RV for FREE, Cruise on PONTOON Boats, enjoy the HEATED POOLS and SPA, try your hand at Stained-glass, Ceramics, or build a birdhouse in a full Wood Working Workshop. With over 40 other clubs, there's always something to do. Best of ALL, it is ALL INCLUDED in the LOW monthly HOA fee of $164. 00! The monthly maintenance fee of only $628 covers the Roof, Insurance, Water, Sewer, Trash, Cable TV, Internet, and ground Maintenance. Giving you the FUN, EASY-LIVING FLORIDA LIFESTYLE, Highland Lakes, where RECREATION MEETS RELAXATION!

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Fence Restrictions, Golf Course, Laundry, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Common Area
  • Complex: HIGHLAND LAKES MISSION GROVE CONDO
  • Year Built: 1976
  • Common Charge: $164 Monthly
  • Approx Sq. Feet: 806
  • Est. Taxes: $2,261
  • Condo Fee: $628 Monthly
  • View: Garden, Pool
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Range, Range Hood, Refrigerator
  • MLS#: TB8510526
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/TB8510526/3157missiongrovedrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/31/2026 7:47:08 PM)
Listing courtesy of RAGSDALE RESIDENTIAL REALTY   Phone: 727-742-3789

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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3157 MISSION GROVE DRIVE, Palm Harbor, FL, 34684

$123,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $98,400 $98,400 $98,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $188 $188 $188
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $589 $614 $811
Total Monthly Payment $852 $877 $1,074

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.