39 CINNAMON BEACH WAY, Palm Coast, FL, 32137 | $325,000

Discover the opportunity to build your dream coastal retreat in this private gated oceanfront community of Cinnamon Beach. From the second and third floors of your future custom home this exceptional homesite will offer breathtaking panoramic views of the 7th hole of the renowned Jack Nicklaus Ocean Course and shimmering ponds beyond. Wake up to refreshing ocean breezes, unwind with spectacular sunsets, and enjoy the beauty of one of Florida’s most sought-after coastal communities. With no time limit to build, this premium lot is flat, cleared and ready to go. It is perfectly positioned to be near but not directly in front of the community crossover walkway. In just a short 5-minute walk, your toes can be in the sand while enjoying private beach access with an amenity rich playground including an ocean front pool, hot tub and bar.
For the kids both big and small, just across the street is a lake front kiddie pool & splash zone, fitness center, game room and bistro grille/bar. Optional membership to the Hammock Beach Club unlocks access to championship golf, the spectacular fantasy pool complex, fitness, pickle ball, tennis and six additional dining venues. Adding even more value, Cinnamon Beach is the only neighborhood in Hammock Beach that allows short term vacation rentals of single-family homes making this homesite an outstanding choice for a luxury primary residence, vacation getaway, or investment property. There are only a few remaining lots before the opportunity to build your dream home and have it pay for itself will be gone. Call today for your personal tour of this beautiful community.

Features

  • Amenities: Clubhouse, Fitness Center, Pool, Recreation Facilities, Security, Spa/Hot Tub
  • Lot Size: 50 x 110
  • HOA Fee: $784 Quarterly
  • Lot Desc: Buildable, Cleared, In County, Interior Lot, Level, Near Golf Course, Near Marina, On Golf Course, Room For Pool
  • View: Golf Course, Water
  • Elem. School: Old Kings Elementary
  • Pet Policy: Number Limit, Size Limit, Yes
  • MLS#: FC318671
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/FC318671/39cinnamonbeachway_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 11:32:09 PM)
Listing courtesy of MORRIS WILLIAMS REALTY   Phone: 888-326-3949

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

39 CINNAMON BEACH WAY, Palm Coast, FL, 32137

$325,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $260,000 $260,000 $260,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,601 $1,642 $2,159
Total Monthly Payment $1,676 $1,717 $2,234

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.